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2942 Southaven Dr, Annapolis, MD, 21401

4beds
3baths
2,142sqft
$949,900
$443price/sqft
$5,955/moest. monthly cost
$238,200/yrincome needed

About This Home

Just across the street from the water in Southaven, this Annapolis home offers the kind of space and flexibility that’s increasingly hard to find. Recently updated, the main level includes a renovated kitchen with quartz countertops, dual ovens, gas cooking, stainless steel appliances, and modern cabinetry. The main level also features a living room with built-in speakers, a dining room, an optional sitting room, a half bath, garage access, and a coat closet at the front entry. Upstairs are four well-sized bedrooms, two thoughtfully updated full baths designed with a clean, timeless aesthetic, and a laundry room. The walkout lower level remains unfinished and offers excellent storage, along with a bathroom rough-in for those who may wish to explore future expansion. Exterior updates include a newer roof and a recently paved driveway. The attached two-car garage supports everyday needs, while the detached three-car garage offers access to an unfinished upper-level space that provides additional room to tailor to personal needs. A back deck extends off the main level, with a second deck accessible from the unfinished space above the three-car garage. Community water access is located across the street. The Southaven community also offers a community pier and a kayak/paddleboard launch area. Set on a generous lot with ample storage and water access, 2942 Southaven Drive combines usability with the relaxed coastal character that makes this part of Annapolis so appealing.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
9
BikeSomewhat Bikeable

Schools

5/10
5/10
Annapolis High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent,Very Good
  • Year built: 1998

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Features: Basement - Unfinished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Unfinished,Exterior Entry,Interior Entry,Rough Bath Plumb

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Dining/Living,Combination Kitchen/Dining,Dining Area,Floor Plan - Traditional,Kitchen - Gourmet,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 2,142

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,078
  • Total interior livable area: 2,142 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 020274710295707
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Waterfront features: Canoe/Kayak,Private Access,River

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$238$2,856
Property Taxes $633$7,596
Electricity $281$3,374
Total$5,955$71,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,171/yr
40% on housing$178,650/yr
45% on housing$158,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$355
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for rent$4,950
2026-03-15Listed for sale$949,900
2026-02-22Listing removed$4,950
2026-02-22Contingent$949,900
2025-11-20Listed for rent$4,950
2025-11-07Listing removed$950,000
2025-07-25Price change$950,000
2025-06-07Price change$999,900
2025-04-26Listed for sale$1,050,000

For Sale by Agent

AgentErica Baker
BrokerageTTR Sotheby's International Realty

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