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7856 W Flathead Lake St, Eagle, ID, 83616

5beds
4baths
3,170sqft
$994,900
$314price/sqft
$5,830/moest. monthly cost
$233,200/yrincome needed

About This Home

4.95% 30 year fixed interest rate, $4,779 PITI (APR 4.99% -5.25%) available! Welcome to The Sierra MULTIGENENERATIONAL floorplan by Pacific Lifestyle Homes! Experience the perfect blend of style, comfort and function with 5 bedrooms and 3.5 bathrooms, including a FULL GUEST QUARTER WITH SEPERATE ENTRANCE, bed with en-suite bath with curbless entry walk-in shower, kitchenette and living area. The main living areas feature an open concept floorplan with 10' ceilings and a stunning custom molded fireplace surround. The gourmet kitchen features a 4' deep quartz island, cabinetry to the ceiling and double ovens. Large fully landscaped fenced, North facing backyard with large covered patio and NO backyard neighbors! Insulated 3-car garage with EV outlet. The community amenities including a clubhouse, pool, pickle ball court, playground. Model Home opened Wed-Sun. 11-6pm 7875 W Flathead Lake, Eagle. *Please see documents for offer details and lender contact information and disclosure. *some virtual staged photos*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Star Elementary SchoolGrades PK-52.2 mi
9/10
STAR MIDDLE SCHOOLGrades 6-81.0 mi
10/10
Eagle High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: HardiPlank Type

Other

  • Builder name: Pacific Lifestyle Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Dishwasher,Disposal,Double Oven,Microwave,Oven/Range Built-In,Gas Oven

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 170

Bedroom4

  • Level: Upper
  • Area: 156

Bedroom5

  • Level: Upper
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Bath-Master,Bed-Master Main Level,Den/Office,Great Room,Rec/Bonus,Two Master Bedrooms,Double Vanity,Walk-In Closet(s),Pantry,Kitchen Island,Quartz Counters,Number of Baths Main Level: 2,Number of Baths Upper Level: 1,Bonus Room Size: 16x17,Bonus Room Level: Upper
  • Window features: Skylight(s)
  • Flooring: Tile,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,170

Interior Area

  • Total structure area: 3,170
  • Total interior livable area: 3,170 sqft

Master Bedroom

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: R0527700380

Features

  • Levels: Two
  • Pool features: Community
  • Fencing: Full

Lot

  • Lot size: 10,497 sqft
  • Features: 10000 SF - .49 AC,Sidewalks,Auto Sprinkler System,Pressurized Irrigation Sprinkler System
  • Lot size dimensions: 158 x 74

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters in Ada County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,030$60,360
Home Insurance $168$2,016
Property Taxes $439$5,268
Electricity $193$2,325
Total$5,830$69,960

Income You'd Need if You Spent...

35% on housing$199,885/yr
40% on housing$174,900/yr
45% on housing$155,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -2.7%
-2.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 83616$401
Ada County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 83616$345
Ada County$276

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction Spec

AgentJared Laughlin
BrokerageHomes of Idaho

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