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1137 Camomile Dr, Plumas Lake, CA, 95961

4beds
2baths
1,750sqft
$499,950
$286price/sqft
$3,370/moest. monthly cost
$134,800/yrincome needed

About This Home

Discover this charming Ruby home, ready for quick move-in! Included features: a covered entry; a spacious kitchen boasting granite countertops, stainless-steel appliances, and a center island; an open dining area with center-meet sliding glass doors; a relaxing great room; a secluded primary suite offering a generous walk-in closet and a private bath with double sinks; two secondary bedrooms with a shared bath; an additional bedroom and full bath; and an inviting covered patio. This home also showcases luxury vinyl plank flooring. Tour today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,750 sqft

Property

Details

  • Parcel number: 016795001000

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in Yuba County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$124$1,488
Property Taxes $320$3,840
Electricity $398$4,786
Total$3,370$40,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,542/yr
40% on housing$101,100/yr
45% on housing$89,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 95961$220
Yuba County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 95961$264
Yuba County$268

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$510,277
2026-02-20Listed for sale$507,277
2025-07-23Listing removed$517,182
2025-06-10Price change$517,182
2025-05-17Listed for sale$512,182

New Construction Spec

BrokerageRichmond American Homes

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