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20 Talbot Ln #20, Reading, MA, 01867

3beds
5baths
3,900sqft
$1,669,000
$428price/sqft
$11,037/moest. monthly cost
$441,480/yrincome needed

About This Home

Discover a new paradigm of refined living at 20 Talbot Lane Reading, MA. Built in 2025, this 3900 square foot condominium offers a unique opportunity to embrace contemporary design and effortless sophistication. This property is truly special, providing an expansive, multi-level dwelling that redefines urban comfort. The residence features three thoughtfully designed bedrooms, offering private retreats for rest and rejuvenation. Accompanying these are four full bathrooms and one half bathroom, ensuring ample convenience and privacy for residents and guests alike. Spanning three stories, this condominium provides a versatile layout, with the primary living spaces situated on the first floor for ease of access. Further enhancing convenience, a private two-car garage offers secure parking and additional storage. We invite you to experience the unparalleled lifestyle offered by this exceptional condominium.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Laundry features: First Floor

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Second Main Bedroom,Loft
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 3,000

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 3,900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 5260995
  • Zoning: res

Features

  • Entry location: Unit Placement(Street)

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,439$101,268
Home Insurance *$425$5,100
Property Taxes $1,404$16,848
Electricity $769$9,228
Total$11,037$132,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,411/yr
40% on housing$331,110/yr
45% on housing$294,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 01867$408
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01867$478
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-20Listed for sale$1,669,000
2025-09-02Listing removed$1,689,000
2025-05-17Listed for sale$1,689,000

For Sale by Agent

AgentLynne Sheehan
BrokerageGlover Brokerage Corporation

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