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517 Harris St, Sebring, FL, 33870

3beds
1baths
960sqft
$120,000
$125price/sqft
$1,097/moest. monthly cost
$43,880/yrincome needed

About This Home

Looking for a clean 3 bedroom/1 bath home that is MOVE-IN READY? Built in 1980, this upgraded home has 960 sq. ft of living space, block construction, newer metal roof (2018), newer A/C (2021), recent electrical wiring upgrade (2021), new water heater (2025), chain-link fenced-in backyard (2022), screened-in front porch, no carpet, ceiling fans in all rooms, mini blinds and NO HOA. For all of these reasons, this house will not be available long! Call today for a showing.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
5/10
Sebring Middle SchoolGrades 6-80.2 mi
3/10
Sebring High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Primary Bedroom Main Floor
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: S29342908000G00130
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Entrance,Private Yard
  • Fencing: Chain Link

Lot

  • Lot size: 4,000 sqft
  • Lot size dimensions: 40 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Cold Wave
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$110$1,320
Property Taxes $184$2,208
Electricity $197$2,366
Total$1,097$13,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,611/yr
40% on housing$32,910/yr
45% on housing$29,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$97
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$120,000
2026-04-30Pending sale$120,000
2026-04-24Listed for sale$120,000
2021-07-13Sold$27,000

For Sale by Agent

AgentDarryl Love
BrokerageWATSON REALTY CORP., REALTORS

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