




77 N Ocean Avenue #12, Cayucos, CA, 93430
About This Home
Experience the charm of California's Central Coast in this beautifully updated 2-bedroom, 2-bath end-unit condo just steps from the sand in Old Town Cayucos. With sweeping ocean views, a vacation rental license, and an established record of short-term rentals with an active VRBO profile, this coastal retreat offers the perfect blend of lifestyle and income potential. As a desirable end unit, the home enjoys added privacy, views, and natural light. Upstairs, the inviting living room opens to a private balcony where you can take in the ocean breeze and coastal views. The remodeled kitchen is both stylish and functional, featuring quartz countertops, a designer tile backsplash, gold hardware, and bar seating. A cozy breakfast nook connects the kitchen and living area, creating a welcoming space for casual meals and conversation, while a guest bath completes the upper level. Downstairs, both bedrooms provide a peaceful retreat, with a full bath conveniently situated between them for comfort and convenience. Located just a few hundred feet from Cayucos Beach and right along iconic Ocean Avenue, you'll enjoy easy access to beloved local favorites like Duckie's Chowder House, Luna Coffee Bar, and Brown Butter Cookie Company. Whether you're searching for a coastal getaway, an income-producing vacation rental, or the ideal mix of both, this rare Cayucos opportunity captures the best of Central Coast living.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1974
Materials
- Roof: Composition,Flat
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Balcony,Granite Counters,Kitchen Open to Family Room,Living Room Deck Attached,Remodeled
- Common walls with other units/homes: 1 Common Wall,End Unit
Heating & Cooling
- Heating features: Baseboard,Electric,Forced Air
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 938
- Total interior livable area: 938 sqft
Property
Details
- Parcel number: 064116022000
- Attached to another structure: Yes
Features
- Stories: 2
- Patio & porch: Multiple Patios,Front Porch,Patio
- Has view: Yes
- View description: Downtown,Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 938 sqft
- Features: Corner Lot
- Lot size dimensions: Buyer to verify
Parking
- Parking features: Guest
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $639 | $7,668 |
| Electricity | $398 | $4,786 |
| Total | $7,263 | $87,156 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $1,199,000 |
| 2026-01-01 | Listing removed | $1,250,000 |
| 2025-03-04 | Listed for sale | $1,250,000 |
