




133 S 2nd St, Harbor Beach, MI, 48441
About This Home
Charming Duplex - Great Investment or Owner-Occupant Opportunity! - Welcome to this well-maintained duplex offering flexibility, income potential, and comfortable living. Each unit features spacious living areas, bright natural light, and functional layouts designed for everyday living. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property offers endless possibilities. Unit one has 2 bedrooms and 1 bathroom, while unit two has 3 bedrooms and 1 bath. Additional features include: two separate entrances and utilities, a large private yard/outdoor space, two-car detached garage, and a covered back deck. One unit has a gas fireplace. Positioned on a corner lot and conveniently located near schools, shopping, and a short walk beautiful Lake Huron, this duplex is a fantastic opportunity for investors or buyers seeking supplemental income. Don't miss your chance to own a versatile property with strong potential in the lakeside town of Harbor Beach!
Getting Around
Schools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,560
- Total interior livable area: 2,560 sqft
Property
Details
- Parcel number: 5253800700
Parking
- Total spaces: 2
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Ice Storm
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Huron County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $178 | $2,136 |
| Electricity | $279 | $3,350 |
| Total | $1,617 | $19,404 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $199,900 |
| 2025-11-19 | Listing removed | $235,000 |
| 2025-08-28 | Price change | $235,000 |
| 2025-05-19 | Listed for sale | $249,900 |
