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32 Exchange St #103, East Greenwich, RI, 02818

1beds
1baths
660sqft
$379,900
$576price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

FIRST FLOOR - 1 Level Luxury! Beautiful new 1-bedroom units in the Historic Hill and Harbor District. Loaded with luxury features including a/c, quartz counters, stainless appliances, and detailed finishes. This firstfloor unit is available for immediate occupancy. This unit a fantastic corner location that allows for plenty of light. The entrance overlooks the common area and firepit! New construction that fits in perfectly within the local Historic District. Walking distance to downtown East Greenwich shops and restaurants, the waterfront district, Scalloptown park and more! Luxury in a location that is highly desirable and convenient!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
James H. Eldredge SchoolGrades 3-50.5 mi
8/10
10/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: None

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
  • Flooring: Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 660

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 660
  • Total interior livable area: 660 sqft

Property

Features

  • Stories: 1
  • Entry location: First Floor Access
  • Patio & porch: Deck
  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Features: Local Historic District

Parking

  • Total spaces: 1
  • Parking features: No Garage,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$139$1,668
Property Taxes $433$5,196
Electricity $389$4,675
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 02818$363
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02818$278
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$379,900
2026-01-28Listed for sale$369,900
2026-01-21Listing removed$369,900
2025-11-13Listed for sale$369,900
2025-11-12Listing removed$379,900
2025-10-29Listing removed$2,800
2025-10-14Listed for rent$2,800
2025-10-06Price change$379,900
2025-09-09Listed for sale$399,900
2025-05-28Listing removed$450,000
2025-05-09Listed for sale$450,000

For Sale by Agent

AgentAllen Gammons
BrokerageBHHS Commonwealth Real Estate

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