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209 5th St SE, Jasper, FL, 32052

4beds
3baths
3,748sqft
$349,000
$93price/sqft
$3,126/moest. monthly cost
$125,040/yrincome needed

About This Home

If you’re looking for space and flexibility, this Jasper property delivers. Offering 3,748 sq ft on nearly an acre, the main home features 3 bedrooms and 2 bathrooms with an open-concept layout, abundant natural light, wood beams, and five fireplaces. The updated kitchen includes an induction cooktop, double oven, concrete countertops, walk-in pantry, and plenty of cabinet space. A formal dining room, office space, and built-in desk add to the functionality. The property also includes a private 1 bedroom, 1 bathroom mother-in-law/guest cottage attached to the two-car garage, ideal for guests, extended family, or potential rental income. Additional features include pine and white oak flooring, tiled bathrooms, a new roof (2024), fiber optic internet, a 7-camera security system, and a 26-panel solar system producing approximately 8.7 kW at peak outage, designed to significantly offset energy costs. Don’t miss this unique opportunity...schedule your showing today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

--
Hamilton Virtual FranchiseGrades 4,6-122.7 mi
2/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Brick,Multiple Materials,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Washer,Dryer,Electric Range,Cooktop,Double Oven,Stainless Steel Appliance(s)
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace,Ceiling Fan(s),Storage,High Speed Internet,Open Floorplan
  • Window features: Wood Frames
  • Flooring: Hardwood,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,748
  • Total interior livable area: 3,748 sqft

Property

Details

  • Parcel number: 6799000
  • Zoning: RES

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Shrubbery,Flowers

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: .917

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Wildfire

FEMA Declared Disasters in Hamilton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$515$6,180
Property Taxes $470$5,640
Electricity $377$4,526
Total$3,126$37,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,177/yr
40% on housing$93,780/yr
45% on housing$83,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 32052$146
Hamilton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 32052
Hamilton County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-30Price change$349,000
2025-04-08Listed for sale$379,000
2020-11-06Sold$149,900
2020-10-09Pending sale$149,900
2020-10-02Listed for sale$149,900

For Sale by Agent

AgentChristina McCulley
BrokerageeXp Realty LLC

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