243 Mott Street, Oceanside, NY, 11572
About This Home
WELCOME TO 243 MOTT ST, A 2026 NEW CONSTRUCTION HOME THAT IS BUILT ON A 7,528 SQ FT LOT (55X140). THIS HOME IS FEMA COMPLIANT; THE BULKHEAD IS BRAND NEW AND COMES WITH A 5 YEAR WARRANTY. THE LAND WAS COMPLETELY GRADED TO MATCH THE NEW BULKHEAD. THIS HOME FEATURES 4 BEDROOMS, 3.5 BATHS AND IS ABOUT 4,100 SQ FT. THIS HOME HAS AN ELEVATOR THAT GOES FROM THE GROUND FLOOR TO THE TOP FLOOR. GROUND LEVEL HAS A GARAGE, BONUS ROOM, MULTIPLE CLOSETS, AND A SPACIOUS VESTABUILE WITH ELEVATOR ACCESS. 2ND FLOOR FEATURES AN EAT IN KITCHEN WITH TOP OF THE LINE THERMADOR APPLIANCES, A LARGE FAMILY ROOM FOR ENTERTINING WITH A GAS FIREPLACE, FORMAL DINING ROOM, POWDER ROOM, AND A SPACIOUS LIVING ROOM. THE 3RD FLOOR FEATURES ALL 4 BEDROOMS, 3 FULL BATHROOMS, A LININ CLOSET, AND A WASHER/DRYER. THE MASTER SUITE HAS AN ENSUITE BATHOOM AND TWO WALK IN CLOSETS. SIDING IS VINYL CEDAR SHAKE IN FRONT AND VINYL ON SIDES AND REAR, WINDOWS ARE ANDERSEN, CONCRETE FOUNDATION IS WRAPPED WITH CULTURED STONE ON THE FRONT AND STUCCO ON THE SIDES AND REAR, IN-GROUND SPRINKLERS, PVC FENCE, AND FRESH SOD. BUYER TO PAY SELLERS TRANSFER TAX.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Stone
- Construction materials: Foam Insulation,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
- Laundry features: In Hall
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Eat-in Kitchen,Entrance Foyer,Formal Dining,His and Hers Closets,Kitchen Island,Primary Bathroom,Open Floorplan,Open Kitchen,Storage
- Window features: ENERGY STAR Qualified Windows
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Attic: Full
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,104
- Total interior livable area: 4,104 sqft
Property
Details
- Special condition: None
Features
- Levels: Three Or More
- Exterior features: Mailbox
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 7,528 sqft
- Features: Sprinklers In Front,Sprinklers In Rear,Views
- Lot size dimensions: 55 x 140
Parking
- Total spaces: 4
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $559 | $6,708 |
| Property Taxes | $2,078 | $24,936 |
| Electricity | $678 | $8,138 |
| Total | $10,646 | $127,752 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $1,600,000 |
| 2026-03-11 | Listed for sale | $1,700,000 |
| 2025-12-17 | Listing removed | $1,550,000 |
| 2025-11-12 | Price change | $1,550,000 |
| 2025-07-09 | Price change | $1,600,000 |
| 2025-06-17 | Price change | $1,700,000 |
| 2025-05-20 | Listed for sale | $1,750,000 |
New Construction
View on Zillow