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3801 Highway 2, Graceville, FL, 32440

2beds
2baths
1,244sqft
$99,900
$80price/sqft
$875/moest. monthly cost
$35,000/yrincome needed

About This Home

This country homestead on approximately 2 acres with pecan trees and a couple of out buildings is awaiting you. In the country and close to town. Located just a short distance from local shopping, restaurants, you will enjoy the convenience of being close to everything while still enjoying the relaxed feel of country living. Whether you are looking for a place to call home or you are an investor wanting to add to your rental portfolio, this property offers plenty of opportunity and potential. This is one you will want to see for yourself. All measurements are approximate and should be verified if important. Sold As-Is

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Poplar Springs High SchoolGrades PK-120.9 mi
4/10
Bethlehem High SchoolGrades PK-1210.5 mi

Construction

Condition

  • Year built: 1949

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven

Bedroom

  • Level: First
  • Dimensions: 8 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Kerosene
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,244
  • Total interior livable area: 1,244 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 8

Property

Details

  • Parcel number: 0131.00000000012.000
  • Special condition: Listed As-Is

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 191 x 449

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Holmes County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$163$1,956
Property Taxes $10$120
Electricity $197$2,366
Total$875$10,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,000/yr
40% on housing$26,250/yr
45% on housing$23,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.4%
10.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 32440$109
Holmes County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 32440
Holmes County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Listed for sale$99,900
2026-08-06Pending sale$99,900
2026-07-18Listed for sale$99,900

For Sale by Agent

AgentGregory P Seymour
BrokerageSeymour Realty Solutions

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