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209 E North Ave, Bonifay, FL, 32425

3beds
2baths
1,276sqft
$69,999
$55price/sqft
$702/moest. monthly cost
$28,080/yrincome needed

About This Home

Located in a high-traffic area of a charming small town, this older home in Bonifay offers incredible potential for the buyer with vision. Whether you're looking to create a cozy residence, a professional office, or a mixed-use space, this property provides a solid foundation to make it your own. Inside, you'll find classic character waiting to be revitalized—the perfect canvas for a full remodel or modern redesign. With its flexible layout and excellent visibility, this property is ideal for entrepreneurs, investors, or anyone looking to put their personal touch on a standout location. Outside, the lot provides room for expansion or outdoor improvements, adding even more value to the possibilities. Please verify all important information.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Property

Details

  • Parcel number: 0530.03000000021.000

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters in Holmes County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$114$1,368
Property Taxes $38$456
Electricity $197$2,366
Total$702$8,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,068/yr
40% on housing$21,060/yr
45% on housing$18,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.4%
10.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 32425$121
Holmes County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 32425
Holmes County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$69,999
2026-04-09Pending sale$69,999
2026-03-17Price change$69,999
2026-01-22Price change$79,999
2025-12-12Listed for sale$89,999
2006-07-28Sold$71,000

For Sale by Agent

AgentSarah K Steverson
BrokerageCENTURY 21 Commander Realty

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