7150 Garner Rd #40, Wolcott, NY, 14590
About This Home
PREPARE FOR MAKING THOSE MEMORIES TODAY! This 2 bedroom (sleeps six or more!) - 1 FULL BATH vacation home is THE PLACE TO BE this summer to enjoy all LAKE BLUFF CAMPGROUND has to offer! The community amenities include TWO bathhouses- A HEATED POOL - playground- basketball court- volleyball court- miniature golf-and SO CLOSE to Lake Ontario (just one mile to Chimney Bluffs!) hiking, fishing, kayaking and MORE! The interior is a LUXURIOUS DREAM! With STAINLESS APPLIANCES-GRANITE COUNTERS with a cooktop- refrigerator- microwave-LUXURY VINYL PLANK FLOORING- MINI SPLITS to heat or cool - SPRAY FOAM INSULATION! There’s even additional RELAXING outdoor space, enjoy quiet morning coffee on the front porch! Right down the road you’ll find pontoon boat rental- fishing tackle and bait too (at the Bay Bridge Sport shop!) There’s also the opportunity to enjoy the NEXT SEASON (a $3400 VALUE) with your commitment to the Lake Bluff Community! Book your tour today! We’d LOVE to show you around!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2025
Materials
- Foundation: Other,See Remarks
- Construction materials: Aluminum Siding,Spray Foam Insulation
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Microwave,Propane Water Heater,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Granite Counters,Bedroom on Main Level
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Ductless,Electric,Propane
- Cooling features: Ductless
Interior Area
- Total structure area: 399
- Total interior livable area: 399 sqft
Property
Details
- Parcel number: 000000000000000
- Lease amount: 3400
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway
Lot
- Features: Agricultural,Irregular Lot
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Wayne County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $477 | $5,724 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $173 | $2,076 |
| Electricity | $246 | $2,954 |
| Total | $954 | $11,448 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $94,500 |
| 2026-03-19 | Listing removed | $94,500 |
| 2025-12-16 | Listed for sale | $94,500 |
| 2025-10-29 | Listing removed | $99,900 |
| 2025-05-21 | Listed for sale | $99,900 |
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