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3474 Ohara Ter, Naperville, IL, 60564

5beds
4baths
2,340sqft
$599,000
$256price/sqft
$4,332/moest. monthly cost
$173,280/yrincome needed

About This Home

LOW AURORA TAXES MAKE THIS BEAUTIFUL NAPERVILLE HOME AN EXCEPTIONAL VALUE! A fantastic opportunity for buyers looking for the perfect combination of location, affordability and quality. Welcome home to this notable 5 bedroom, 3.5 bath two-story residence perfectly situated on a desirable corner lot in Eagle Pointe. Thoughtfully designed with timeless style and recent modern updates, this home offers the perfect blend of elegance, comfort, and functionality. Step inside to a dramatic two-story foyer featuring wrought-iron spindles and an inviting open floor plan accented by arched doorways and abundant natural light. Two fireplaces create warm, welcoming gathering spaces, while the beautifully updated kitchen showcases quartz countertops, stainless steel appliances, a custom-designed center island, spacious eating area, and sliding glass doors leading to the fully fenced landscaped backyard-ideal for everyday living and effortless entertaining. Upstairs, you'll find four generously sized bedrooms highlighted by vaulted ceilings, walk-in closets, and baths, and convenient washer/dryer laundry, creating private retreats for family and guests alike. The finished basement expands your living space with a fifth bedroom, a full bath, and endless possibilities for a recreation room, home office, or fitness area. This well-maintained home includes a beautiful kitchen with soft-close cabinets and ample counter space, along with a heated two-car garage featuring a durable epoxy floor. The backyard serves as a private oasis with stamped concrete patio and professionally landscaped grounds as well as a convenient utility shed. The neighborhood features award-winning District 204 schools and convenient travel just minutes from Block 59 shopping, Whole Foods, Costco, outstanding restaurants, parks, entertainment, and Metra commuter trains. This move-in ready home offers the lifestyle buyers have been searching for. Naperville address and schools, Aurora services. Come for a visit...and stay for a lifetime!

Getting Around

36
WalkingCar-Dependent
0
TransitNo Nearby Transit
54
BikeBikeable

Schools

8/10
9/10
Still Middle SchoolGrades 6-80.9 mi
9/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Range Hood
  • Laundry features: Upper Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 117
  • Dimensions: 13X9

Bedroom5

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 180
  • Dimensions: 18X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 308
  • Dimensions: 22X14

Features

  • Cathedral Ceiling(s)
  • Window features: Screens
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Electric,Family Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 308
  • Dimensions: 22X14

Laundry

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 288
  • Dimensions: 18X16

Play Room

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 208
  • Dimensions: 16X13

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 528
  • Dimensions: 24X22

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0732409020
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 7,875 sqft
  • Features: Corner Lot
  • Lot size dimensions: 77X122

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$182$2,184
Property Taxes $943$11,316
Electricity $179$2,159
Total$4,332$51,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,525/yr
40% on housing$129,960/yr
45% on housing$115,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 60564$266
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60564$253
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-06-01Sold$530,000
2022-04-26Contingent$499,900
2022-04-21Listed for sale$499,900
2018-06-01Sold$385,000
2018-03-01Pending sale$384,900
2018-02-28Listed for sale$384,900
1994-08-09Sold$182,500

For Sale by Agent

AgentPeter Lipsey
BrokerageBerkshire Hathaway HomeServices Chicago

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