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34702 Umatilla St, Sprague River, OR, 97639

2beds
2baths
1,350sqft
$265,000
$196price/sqft
$1,847/moest. monthly cost
$73,880/yrincome needed

About This Home

Experience peaceful country living in this 2-bedroom, 2-bath newer manufactured home built in 2023 set on 1.46 acres with beautiful mountain views, and close proximity to the Sprague River. The home features a comfortable layout with two bedrooms and two full bathrooms, ideal for full-time living or a relaxing getaway. Enjoy easy access to the Sprague River, known for its fishing and natural beauty perfect for appreciating life outdoors. There's room for gardening, animals, or simply soaking in the quiet rural atmosphere and scenic surroundings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
2/10
Chiloquin High SchoolGrades 7-1226.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block,Other
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured On Land,Manufactured Home

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dryer,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Bidet,Ceiling Fan(s),Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Parcel number: 338888
  • Zoning description: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: RV Dump,RV Hookup
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.46 Acres
  • Features: Native Plants,Sloped

Parking

  • Parking features: Gravel,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$114$1,368
Property Taxes $218$2,616
Electricity $176$2,119
Total$1,847$22,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,325/yr
40% on housing$55,410/yr
45% on housing$49,253/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 97639
Klamath County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 97639$315
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$265,000
2026-02-04Listed for sale$275,000
2011-06-24Sold$16,500

For Sale by Agent

AgentJessica Evans
BrokerageFisher Nicholson Realty, LLC

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