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170 SE Birch Terrace, Stuart, FL, 34997

3beds
3baths
2,057sqft
$509,995
$248price/sqft
$4,027/moest. monthly cost
$161,080/yrincome needed

About This Home

Fullerton II Townhome - Farmhouse Style with Modern Upgrades 2,057 Sq Ft | 2 Stories | 3 Bedrooms | 2.5 Bathrooms | 2-Car Garage Welcome to the beautifully designed Fullerton II townhome, where timeless farmhouse charm meets modern sophistication. Thoughtfully upgraded with striking matte black fixtures throughout, this home offers a bold, contemporary aesthetic that elevates every space. The gourmet kitchen serves as the heart of the home, featuring elegant Winstead Birch Quill cabinetry, sleek quartz countertops, built-in wall ovens, and a spacious center island—perfect for both everyday living and entertaining. Designer touches abound, including distinctive feature walls in the foyer and primary suite that add warmth and character. The open-concept layout seamlessly connects the dining area and great room, creating an inviting atmosphere for gatherings and relaxation. The tranquil primary suite offers a stylish ceiling detail and a private retreat feel, complemented by a well-appointed en-suite bath with dual sinks. Step outside to enjoy the versatile patio, ideal for outdoor lounging or entertaining. Additional highlights include an attached 2-car garage, providing ample space for vehicles, storage, and tools. This Fullerton II townhome blends comfort, style, and functionality—an exceptional place to call home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
Martin County High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Concrete,Tile
  • Construction materials: Block

Other

  • Builder model: Fullerton II
  • Builder name: K. Hovnanian Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Washer Dryer Install Allowed

Bedroom2

  • Level: Second
  • Area: 135.2
  • Dimensions: 10.4 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First
  • Area: 152
  • Dimensions: 10 X 15.2

Features

  • Dual Sinks,Entrance Foyer,Kitchen Island,Kitchen/Dining Combo,Pantry,Separate Shower,Upper Level Primary,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,418
  • Total interior livable area: 2,057 sqft

Kitchen

  • Level: First
  • Area: 143
  • Dimensions: 14.3 X 10

Living Room

  • Level: First
  • Area: 209.76
  • Dimensions: 13.8 X 15.2

Loft

  • Level: Second
  • Area: 149.46
  • Dimensions: 10.6 X 14.1

Master Bedroom

  • Level: Second
  • Area: 235.41
  • Dimensions: 13.3 X 17.7

Other

  • Level: First
  • Area: 360.99
  • Dimensions: 18.89 X 19.11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 553841428000000500
  • Zoning: Unknown
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None

Lot

  • Lot size: 2,633 sqft
  • Features: Sprinklers Automatic,Sprinkler System,< 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$526$6,312
Property Taxes $716$8,592
Electricity $207$2,484
Total$4,027$48,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,068/yr
40% on housing$120,810/yr
45% on housing$107,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$245
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$509,995
2026-04-15Price change$519,995
2026-01-05Price change$529,989
2025-12-19Listed for sale$539,989

New Construction Spec

AgentRichard A Selikoff
BrokerageK Hovnanian Florida Realty

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