1704 Charlotte Cir, Naperville, IL, 60564
About This Home
Wake up to peaceful water views in this exceptional 4-bedroom home located in the highly sought-after Eagle Pointe community, within acclaimed Naperville School District 204 and just minutes from all three schools. Sun-drenched interiors showcase hardwood flooring throughout the first and second floors, creating a seamless, modern, and low-maintenance living environment. The fully updated kitchen serves as the heart of the home, featuring crisp white cabinetry, high-end quartz countertops, and a timeless backsplash, all opening effortlessly into the main living areas-ideal for both everyday living and entertaining. Enjoy tranquil pond views from multiple rooms, including several bedrooms, offering a rare blend of privacy and natural beauty. The finished basement provides versatile additional space, perfect for a rec room, home office, or fitness area. Step outside to the expansive deck overlooking a scenic fountain pond, with direct access to a 780-meter walking path just beyond-an ideal setting for morning coffee or relaxing evenings. Thoughtfully designed with efficiency and convenience in mind, the home includes solar panels to help reduce energy costs, along with dual 220V outlets in the garage for electric vehicle charging. A rare combination of location, updates, views, and lifestyle, all just minutes from shopping, dining, the Metra, and I-88. Move-in ready and not to be missed.
Getting Around
Car-Dependent
No Nearby Transit
BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Range Hood
- Laundry features: Gas Dryer Hookup,In Unit,Sink
Basement
- Has basement: Yes
- Basement: Finished,Egress Window,Full
Bedroom2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 90
- Dimensions: 10X9
Bedroom3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 130
- Dimensions: 10X13
Bedroom4
- Features: Flooring (Hardwood)
- Level: Second
- Area: 120
- Dimensions: 12X10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Features: Flooring (Wood Laminate)
- Level: Basement
- Area: 432
- Dimensions: 18X24
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 132
- Dimensions: 11X12
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 264
- Dimensions: 22X12
Features
- Vaulted Ceiling(s),Walk-In Closet(s),Separate Dining Room,Pantry,Quartz Counters
- Window features: Aluminum Frames,Double Pane Windows,Insulated Windows
- Flooring: Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log,Gas Starter,Family Room
- Fireplace: Yes
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,044 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Pantry,SolidSurfaceCounter,Updated Kitchen),Flooring (Hardwood)
- Level: Main
- Area: 192
- Dimensions: 16X12
Laundry
- Features: Flooring (Wood Laminate)
- Level: Basement
- Area: 176
- Dimensions: 22X8
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 168
- Dimensions: 12X14
Master Bedroom
- Features: Flooring (Hardwood),Bathroom (Full)
- Level: Second
- Area: 192
- Dimensions: 12X16
Recreation Room
- Features: Flooring (Wood Laminate)
- Level: Basement
- Area: 285
- Dimensions: 19X15
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0732416004
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump
Features
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Water,Back of Property
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 6,098 sqft
- Features: Views
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,674 | $32,088 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $833 | $9,996 |
| Electricity | $157 | $1,886 |
| Total | $3,825 | $45,900 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $535,000 |
| 2000-07-03 | Sold | $228,000 |
| 1996-05-16 | Sold | $186,500 |
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