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4456 Palmer Rd, Taberg, NY, 13471

2beds
2baths
1,104sqft
$259,900
$235price/sqft
$2,070/moest. monthly cost
$82,800/yrincome needed

About This Home

Built in 2024, 4456 Palmer Road offers an unparalleled blend of modern luxury and rustic charm on 4.84 acres of ultra-private woodlands. Directly bordering the scenic East Branch of Fish Creek, this extraordinary retreat provides world-class trout fishing and kayaking right outside your door. Designed for low maintenance, the exterior features durable vinyl siding, a sharp asphalt shingle roof, and energy-efficient insulated windows, giving you more time to enjoy your surroundings. This property is the ultimate basecamp for year-round recreation. Located in the foothills of the Tug Hill Plateau, famous for some of the heaviest snowfall in the Northeast, the home offers direct proximity to groomed state snowmobile trails connecting you straight to the Tug Hill and Adirondack networks. You are also just minutes from thousands of acres of protected public land, including Cobb Brook, Fish Creek, and Fall Brook State Forests, offering endless outdoor exploration. Inside, a bright, open layout welcomes you. The living room boasts soaring vaulted ceilings and seamlessly flows into the dining area and an impressive kitchen outfitted with premium granite countertops and stainless steel appliances. The main-floor primary bedroom serves as a peaceful haven with a beautiful full bathroom, complemented by a nearby half bath featuring an eye-catching, custom penny tile floor. Upstairs, a spacious loft bedroom with dramatic vaulted ceilings overlooks the great room, creating an ideal space for guests or a home office. The indoor living space effortlessly extends onto a massive deck, the ultimate oasis to enjoy morning coffee, host barbecues, or unwind in complete privacy. Whether you want a year-round residence, a summer getaway, or a premier winter snowmobile lodge, this property delivers the perfect balance of sophistication and untouched wilderness.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Camden Middle SchoolGrades 5-87.8 mi
5/10
Camden Senior High SchoolGrades 9-128.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Spray Foam Insulation,Vinyl Siding,PEX Plumbing

Other

  • Builder model: NA

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Living/Dining Room,Solid Surface Counters,Bedroom on Main Level,Loft,Main Level Primary,Primary Suite
  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors

Details

  • Parcel number: 30200015000000020140030000
  • Lease amount: 0
  • Special condition: Relocation,Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Fish Creek
  • Frontage length: 142

Lot

  • Lot size: 4.84 Acres
  • Features: Irregular Lot,Secluded,Wooded
  • Lot size dimensions: 503 x 244

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$136$1,632
Property Taxes $374$4,488
Electricity $246$2,954
Total$2,070$24,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,971/yr
40% on housing$62,100/yr
45% on housing$55,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 13471$123
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13471$137
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$259,900
2026-07-06Listed for sale$259,900
2025-09-12Sold$249,900
2025-07-15Pending sale$239,900
2025-06-06Contingent$239,900
2025-05-21Listed for sale$239,900

For Sale by Agent

AgentJared A Miller
BrokerageHoward Hanna Cny Inc

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