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4331 Campbell Rd, Elko, NV, 89801

3beds
2baths
3,768sqft
$636,850
$169price/sqft
$4,056/moest. monthly cost
$162,240/yrincome needed

About This Home

Public Remarks: Located in Elko's newest subdivision Bergeron Village. Model: The Mesquite II with unfinished basement and 3 Car Garage. Status: Permitted. Buyer may choose colors. Builder to pay up to $5,000 toward buyers closing costs. Up to $1,000 to be paid in closing costs by preferred lender. New standard features include: carpeting in bedrooms, luxury vinyl plank flooring throughout the rest of the home, vaulted or coffered ceilings (depending on the model), central air conditioning, granite countertops, a full tile backsplash in the kitchen, soft-close cabinets and drawers, stainless steel appliances including microwave, dishwasher, gas or electric range, a kitchen island. Tile backsplashes in bathrooms. The master bathroom features a dual vanity, and a tile tub surround or a tile shower floor (depending on the model). Walk-in closet with shelving and boxes. Garage door opener with keypad, and a remote. Please note that a refrigerator is no longer included as a standard feature. If home is not permitted a model change can be made with builder approval. Photos are for illustrative purposes only. Note: There is a $100 per year trail maintenance fee for trails throughout

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10
Adobe Middle SchoolGrades 7-83.0 mi
4/10
Elko High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,768 sqft

Property

Details

  • Parcel number: 001577010
  • Zoning description: ZR

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio,Rain Gutters

Lot

  • Lot size: 9,713 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Lightning
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,220$38,640
Home Insurance $188$2,256
Property Taxes $297$3,564
Electricity $351$4,219
Total$4,056$48,672

Income You'd Need if You Spent...

35% on housing$139,062/yr
40% on housing$121,680/yr
45% on housing$108,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 89801$188
Elko County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 89801$217
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Price change$619,500
2025-11-18Price change$618,500
2025-11-14Price change$599,000
2025-05-22Price change$509,700
2025-03-31Price change$518,500
2025-02-07Listed for sale$506,600

For Sale by Agent

AgentVicky Blair
BrokerageColdwell Banker Excel

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