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54 Breezy Meadow Ln, Flat Rock, NC, 28731

1beds
1baths
528sqft
$165,000
$313price/sqft
$1,155/moest. monthly cost
$46,200/yrincome needed

About This Home

BIG VALUE at a GREAT price! Discover the perfect blend of comfort, charm, and community in this beautifully maintained home located in the highly desirable gated neighborhood of The Hamlet in Flat Rock. This 528 sq ft cozy home lives large, featuring 1 bedroom, 1 bath, plus a spacious loft ideal for downsizing, retirement, a vacation getaway, or embracing a simpler lifestyle without sacrificing quality or amenities. Home Features: Inviting all-seasons sunroom, open-concept layout, and high ceilings create a bright, airy feel. The main-level primary bedroom offers convenience, complemented by a step-in shower, quartz countertops, and full-size appliances including refrigerator, range, microwave, dishwasher, and stackable washer and dryer. Exterior highlights include a detached carport, fenced yard, new storage shed, rock paver walkway, and beautifully landscaped grounds. Community Highlights (included with lot rent): Water, sewer, trash, mowing, and basic cable; all within a gated resort-style setting featuring 2 clubhouses, 2 pools, and 2 fitness centers with showers. Enjoy tranquility gardens, fire pits, yoga, water aerobics, meditation, and exercise classes. Pet-friendly amenities include two dog parks and pet washing stations. A vibrant social calendar with daily and weekly events. In addition, Community social hours such as live music evenings and complimentary community dinners with on-site food trucks. Whether you're seeking peaceful living or an active, social lifestyle, The Hamlet offers the best of both worlds. Schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Upward ElementaryGrades PK-50.5 mi
6/10
Flat Rock MiddleGrades 6-83.0 mi
9/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Doorman
  • Flooring: Vinyl
  • Finished area above ground: 528

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned,Other
  • Cooling features: Central,Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 528
  • Total interior livable area: 528 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 838

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Open Porch
  • Exterior features: Garden,Terrace,Utilities
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain,Scenic,Street

Lot

  • Features: Corner,Pool,Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$54$648
Property Taxes $67$804
Electricity $200$2,405
Total$1,155$13,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,600/yr
40% on housing$34,650/yr
45% on housing$30,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 28731$192
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28731$255
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$180,000
2025-09-18Listing removed$179,000
2025-07-11Contingent$179,000
2025-06-26Price change$179,000
2025-05-22Listed for sale$189,000

For Sale by Agent

AgentGlori Keating
BrokerageKeller Williams Mountain Partners

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