3404 Timber Mill Dr, Matthews, NC, 28104
About This Home
PRICE IMPROVED – BEST VALUE IN THE COMMUNITY! Built in 2023, this spacious home features 4 bedrooms, 3.5 bathrooms, and over 2,100 square feet of thoughtfully designed living space. The entry level includes a private guest bedroom with a full bath, perfect for visitors, a home office, or multi-generational living. The main living level is bright and open, designed for both everyday comfort and entertaining. The gourmet kitchen features a large center island, stainless steel appliances, ample cabinetry, and generous counter space, seamlessly connecting to the dining area and expansive living room. Luxury vinyl plank flooring and abundant natural light create a welcoming and modern atmosphere throughout this level. Upstairs, the primary suite offers a relaxing retreat with a spacious bedroom, walk-in closet, and an en-suite bath featuring dual vanities and a walk-in shower. Two additional bedrooms, a full bathroom, and a convenient laundry area complete the upper level. Additional highlights include a two-car attached garage, modern construction, and low-maintenance living, all within a community that offers amenities such as a dog park, playground, fire pit, and gathering spaces. Conveniently located just minutes from I-485, Hwy 74, shopping, dining, and downtown Matthews, this home offers easy access to everything the Charlotte area has to offer. Move-in ready and better than new — don’t miss this opportunity to own in Stone Creek Townhomes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Construction materials: Fiber Cement,Stone Veneer
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: Laundry Closet
Bathroom Full
- Level: Main
Bathroom Full
- Level: Third
Bathroom Full
- Level: Third
Bathroom Half
- Level: Upper
Bedroom S
- Level: Main
Bedroom S
- Level: Third
Bedroom S
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Area
- Level: Upper
Features
- Finished area below ground: 0
- Finished area above ground: 2,132
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,288
- Total interior livable area: 2,132 sqft
Kitchen
- Level: Upper
Living Room
- Level: Upper
Primary Bedroom
- Level: Third
Property
Details
- Parcel number: 07099278
- Zoning: Res
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Main
Lot
- Lot size: 0.04 Acres
Parking
- Total spaces: 4
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $196 | $2,352 |
| Electricity | $200 | $2,405 |
| Total | $2,419 | $29,028 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Pending sale | $379,900 |
| 2026-04-15 | Price change | $379,900 |
| 2026-03-23 | Price change | $399,900 |
| 2026-03-14 | Listed for sale | $409,000 |
| 2025-05-16 | Sold | $385,000 |
| 2023-08-22 | Sold | $363,500 |
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