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0 Linden New Town St, Charles, MO, 63301

3beds
2baths
1,570sqft
$455,900
$290price/sqft
$3,113/moest. monthly cost
$124,520/yrincome needed

About This Home

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
6/10
6/10

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Construction materials: Vinyl Siding

Other

  • Builder name: Houston Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 153
  • Dimensions: 17 x 9

Features

  • Kitchen/Dining Room Combo,Open Floorplan,Vaulted Ceiling(s),Breakfast Room,Custom Cabinetry,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Insulated Windows,Tilt-In Windows
  • Flooring: Carpet
  • Finished area above ground: 1,570

Great Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 204
  • Dimensions: 17 x 12

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,570
  • Total interior livable area: 1,570 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 170
  • Dimensions: 17 x 10

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 263102236
  • Special condition: Standard

Features

  • Levels: One
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Features: Level,Waterfront
  • Lot size dimensions: Various lot sizes

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,305$27,660
Home Insurance *$265$3,180
Property Taxes $402$4,824
Electricity $141$1,693
Total$3,113$37,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,731/yr
40% on housing$93,390/yr
45% on housing$83,013/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 63301$186
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63301$195
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-14Listed for sale$455,900

New Construction

AgentTom E Palitzsch
BrokerageThomas Realty Group LLC

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