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106 S 13th Ave, Humboldt, TN, 38343

--beds
0baths
--sqft
$15,000
--price/sqft
$272/moest. monthly cost
$10,880/yrincome needed

About This Home

Downtown Humboldt commercial lot, just steps off Main Street. This 35x40 lot is zoned B-3 Central Business and is ideal for retail, office, or mixed-use development. Surrounded by established businesses and within walking distance of restaurants, shops, and the Farmers Market. Public water, sewer, electric, natural gas, cable, and phone service are available. Flat, buildable site ready for your project.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

--
Stigall Primary SchoolGrades PK-10.8 mi
2/10
Humboldt High SchoolGrades 7-121.7 mi
2/10
East Elementary SchoolGrades 2-61.5 mi

Construction

Type & Style

  • Home type: SingleFamily

Property

Details

  • Parcel number: 170H S 001.01
  • Zoning description: B-3 Central Business
  • Special condition: Standard

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 35 x 40

Parking

  • Parking features: Alley Access,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75$900
Home Insurance $15$180
Property Taxes $7$84
Electricity $175$2,103
Total$272$3,264

Income You'd Need if You Spent...

35% on housing$9,325/yr
40% on housing$8,160/yr
45% on housing$7,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 38343$126
Gibson County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 38343$116
Gibson County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$15,000
2026-01-01Listing removed$15,000
2025-11-24Listed for sale$15,000
2025-11-19Pending sale$15,000
2025-05-22Listed for sale$15,000

For Sale by Agent

AgentJohn Alsobrook
BrokeragePritchard Realty

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