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327 Mersereau Ave #A, Staten Island, NY, 10303

2beds
2baths
960sqft
$436,000
$454price/sqft
$2,921/moest. monthly cost
$116,840/yrincome needed

About This Home

Welcome to this charming townhouse located in the desirable Mariner Harbor neighborhood of Staten Island. This duplex home features 2 spacious bedrooms and 1.5 bathrooms, offering a comfortable and functional layout, plenty of closet space, includes an eat-in kitchen and private front yard for relaxing and gardening.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
Ps 44 Thomas C BrownGrades PK-50.4 mi
7/10
Is 51 Edwin MarkhamGrades 6-81.1 mi
3/10
Port Richmond High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1989

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: Units

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 012480027
  • Zoning: R3

Features

  • Stories: 2

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 20 x 43

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,204$26,448
Home Insurance *$152$1,824
Property Taxes $319$3,828
Electricity $246$2,954
Total$2,921$35,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,148/yr
40% on housing$87,630/yr
45% on housing$77,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 10303$337
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10303$406
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$436,000
2025-06-28Listing removed$398,000
2025-05-22Listed for sale$398,000

For Sale by Agent

AgentJoseph T Hamdan
BrokerageMYNY Residential

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