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3841 West Ln #290, Fredericksburg, TX, 78624

--beds
--baths
2,787sqft
$3,875,000
$1,390price/sqft
$24,410/moest. monthly cost
$976,400/yrincome needed

About This Home

Perfectly positioned just 5 miles west of Fredericksburg, Live Oak Creek Ranch is an exceptional 95.49 acre live-water property in one of the Texas Hill Country's most sought-after locations. With approximately 2,040 feet of Live Oak Creek winding beneath towering native pecans, the ranch offers a setting that is both peaceful and park-like. Gently rolling terrain, productive pastureland, mature Live Oaks, and beautiful views create an ideal landscape for full-time living, weekend escapes, or a lasting family legacy. The well-maintained 2,787 square foot limestone home features 3 bedrooms, 3 bathrooms, a spacious kitchen with abundant cabinetry and a walk-in pantry, an inviting living room anchored by a limestone fireplace and expansive windows, and a beautiful back porch perfectly positioned to enjoy the surrounding scenery. Additional improvements include a 780 square foot shop, two water wells, and a 7.5 acre vineyard, creating a truly distinctive Property just minutes from Fredericksburg.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Rock,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hill Country
  • Property subType: Farm/Ranch

Interior

Interior Area

  • Total structure area: 2,787
  • Total interior livable area: 2,787 sqft

Property

Details

  • Zoning: N/A
  • Other equipment: None,Other

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Perimeter,Partial,Other
  • Has view: Yes
  • Waterfront features: Creek,Other-See Remarks

Lot

  • Lot size: 95.49 Acres
  • Features: Ag Exempt,Views,Flood Plain,Hunting Permitted,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,594$235,128
Home Insurance *$1,830$21,960
Property Taxes $2,680$32,160
Electricity $306$3,672
Total$24,410$292,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$836,914/yr
40% on housing$732,300/yr
45% on housing$650,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,390This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$349
Gillespie County$390

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$3,875,000

For Sale by Agent

AgentGriffin Kott
BrokerageTexas Ranches For Sale

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