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161 N Portaferry Lake Dr, Harrisville, NY, 13648

3beds
5baths
3,892sqft
$1,450,000
$373price/sqft
$11,621/moest. monthly cost
$464,840/yrincome needed

About This Home

Welcome to Cathedral Rock, a one-of-a-kind lakefront retreat set on 8.2 private acres with 3,892 sq ft of living space and 330 feet of frontage on Portaferry Lake. Formerly a Boy Scout camp (1947-2006), this extraordinary property blends rich history with refined modern luxury. Its namesake, Cathedral Rock, is a towering natural boulder beside the home-once a gathering place for services and climbing. Built in 2015, the custom contemporary residence offers two bedrooms, three full baths, and one half bath. Distinctive details include granite countertops, a stainless-steel kitchen sink, two antique stained-glass windows, an antique transom window from Argentina, a vaulted living room ceiling, and a historic fireplace mantel from the Waldorf Astoria. Expansive windows capture peaceful lake views and abundant natural light. The primary suite features an en-suite bath, sitting area, and large picture windows overlooking the water. An exterior bridge upstairs provides elevated access to Cathedral Rock, adding architectural interest and a unique connection to the landscape. The finished walkout lower level is designed for relaxation and entertaining, complete with a professionally outfitted home gym, full bath with built-in sauna and steam room, media room, and access to an outdoor patio. An attached garage offers year-round convenience. A renovated 697 sq ft guest house-formerly the camp counselor's residence--includes its own kitchen, full bath, living area, and private bedroom. Perennial gardens, large ornamental rock formations, and extensive professional landscaping incorporate a nearby stream into the design. The waterfront offers 330 feet of frontage, a permanent dock, sitting platform, electrified lean-to, private beach, and four outdoor firepits. Two storage sheds provide ample space for lake and recreational gear. Starlink high-speed internet ensures reliable connectivity. Offered fully furnished, this is a rare opportunity to own a legacy waterfront estate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Asphalt,Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Water Heater,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Cathedral Ceiling(s),Coffered Ceiling(s),High Speed Internet,Sauna,Vaulted Ceiling(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 883
  • Finished area above ground: 3,009

Heating & Cooling

  • Heating features: Fireplace Insert,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,892
  • Total interior livable area: 3,892 sqft

Property

Details

  • Parcel number: 407200 201.003513.11
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Dock,Fire Pit,Garden,Private Yard,Sauna,Storage
  • Fencing: Invisible
  • Has view: Yes
  • View description: Creek/Stream,Forest,Garden,Lake
  • Has water view: Yes
  • Water view: Creek/Stream,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Portaferry Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 8.20 Acres
  • Features: Garden,Landscaped,Many Trees,Native Plants,Rock Outcropping,Views,Waterfront,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$1,315$15,780
Property Taxes $2,332$27,984
Electricity $643$7,718
Total$11,621$139,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$398,434/yr
40% on housing$348,630/yr
45% on housing$309,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 13648$151
St. Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 13648
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$1,500,000
2025-10-27Listing removed$1,600,000
2025-09-22Price change$1,600,000
2025-05-28Listed for sale$1,650,000

For Sale by Agent

AgentDarci Walldroff Byrne
BrokerageTimm Associates Sothebys International Realty

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