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409 Bruce Ave, Wildwood, FL, 34785

2beds
2baths
0sqft
$39,895
--price/sqft
$442/moest. monthly cost
$17,680/yrincome needed

About This Home

Great little neighborhood on the edge of Brownwood without the Villages prices! This home features 2 bedrooms with large walk in closets the primary also has a built in entertainment center and 2 full bathrooms one with a walk in shower. This home comes completely furnished, perfect for snowbird. The roof is about 10 years old, hot water heater 6 years old, the carport and lanai have been reenforced to with stain the hurricances. No rear neighbors and at this price with all the community has to offer along with Brownwood/The Villages you cant lose! Call or text to see.Wildwood Acres has a small family feel and a very social clubhouse. Call or text to see. If you're looking for the perfect home in Wildwood, Florida - look no further than Wildwood Acres manufactured home community. Here, you can purchase an affordable home in an ideal location at an affordable price. Imagine living the life you've always dreamed of fishing at Lake Okahumpka, golfing, and shopping as often as you'd like. Wildwood Acres onsite clubhouse offers opportunities to meet up with your friends and neighbors. The clubhouse is the perfect location for hosting community events whether it's a potluck supper, book club, or card night. Come experience what makes this community so special for yourself!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 920

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 920

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 650

Features

  • Stories: 1
  • Has view: Yes
  • View description: Pond,Street
  • Has water view: Yes
  • Water view: Pond

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$20$240
Property Taxes $24$288
Electricity $197$2,366
Total$442$5,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,154/yr
40% on housing$13,260/yr
45% on housing$11,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34785$156
Sumter County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 34785$173
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-25Price change$39,900
2025-05-23Listed for sale$49,000

For Sale by Agent

AgentShirley Seigler
BrokerageALL FLORIDA HOME SALES, INC.

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