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4485 N State Hwy #53, Mayo, FL, 32066

4beds
3baths
2,464sqft
$300,000
$122price/sqft
$2,120/moest. monthly cost
$84,800/yrincome needed

About This Home

4 BR/2.5 BA HOME THAT ALSO HAS AN ADJOINING LARGE AREA THAT CAN ADD ANOTHER HOME OR IS A PERFECT SCENARIO FOR A DR OFFICE, PROFESSIONAL OFFICE SPACE, THIS WILL WORK FOR NEARLY ANYTHING WITH THE HUGE OPEN AREA AND LARGE WELCOME OR RECEPTION AREA. There is also a third portion on the north end that can be finished out for more bedrooms,...or taken back in for what it was in the past as a commercial loading dock. This is located in downtown Day, so it's 20 min from Madison, Perry, and Live Oak, 10 min from Dowling Park, 15 min from Mayo and 40 min from the Gulf of Mexico (America). As aforementioned, the business gives the opportunity for income production from home or the north end finished out could be a simple 1 or 2 bedroom apartment rental. There are MANY, MANY options with this property!!! This could also serve as a potential Bed & Breakfast. Call or text to set up a showing.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Storage,Open Floorplan
  • Window features: Aluminum Frames
  • Flooring: Concrete,Laminate,Tile

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Property

Details

  • Parcel number: 2603100003001000010
  • Zoning: RES

Features

  • Levels: One
  • Patio & porch: Front Porch,Covered,Rear Porch
  • Exterior features: Shrubbery,Flowers,Fruit Trees,Plant Bed

Lot

  • Lot size: 0.69 Acres
  • Features: Orchard(s)
  • Lot size dimensions: .69

Parking

  • Parking features: 3+ Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave

FEMA Declared Disasters in Lafayette County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$207$2,484
Property Taxes $150$1,800
Electricity $247$2,975
Total$2,120$25,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,685/yr
40% on housing$63,600/yr
45% on housing$56,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 32066$167
Lafayette County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 32066
Lafayette County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Price change$300,000
2026-07-06Listed for sale$275,000
2026-04-15Listing removed$275,000
2026-01-13Price change$275,000
2025-05-19Listed for sale$350,000

For Sale by Agent

AgentChan Perry
BrokerageWATSON REALTY CORP

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