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18866 Silo Ct, Shafer, MN, 55074

4beds
3baths
3,202sqft
$749,900
$234price/sqft
$5,259/moest. monthly cost
$210,360/yrincome needed

About This Home

Builder offering a $15,000 incentive—apply it toward a rate buy-down, closing costs, or an additional outbuilding and step into refined, main-level living at its best. Tucked within the private, wooded setting of Dayspring Hills, this custom-designed rambler blends elevated finishes with a peaceful, retreat-like feel on 1+ acre. Inside, soaring ceilings and an open-concept layout create an airy, upscale atmosphere, anchored by a warm gas fireplace and filled with natural light. The kitchen is both stylish and functional, featuring Cambria countertops, soft-close cabinetry, and thoughtful design that flows seamlessly into the main living spaces. The primary suite offers a quiet escape with a well-appointed en-suite and walk-in closet, while the finished lower level provides additional space for relaxing or entertaining. Enjoy the ease of main floor living, the versatility of a 3-car garage, and the serenity of a wooded homesite surrounded by custom homes. A rare opportunity to experience new construction with a custom feel, privacy, and space—without sacrificing access to nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Frame

Other

  • Builder name: ESTATE BUILDERS INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Concrete,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Bedroom2

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Level: Lower
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Level: Lower
  • Area: 754
  • Dimensions: 26x29

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,349
  • Finished area above ground: 1,601

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,202
  • Total interior livable area: 3,202 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Laundry

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 19x16

Other

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Porch

  • Level: Main
  • Area: 84
  • Dimensions: 14x6

Primary Bathroom

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Storage

  • Level: Lower
  • Area: 270
  • Dimensions: 15x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040013222
  • Zoning description: Residential-Single Family
  • Foundation area: 1601

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 1.27 Acres
  • Features: Corner Lot,Tree Coverage - Light
  • Lot size dimensions: 200 x 274

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$561$6,732
Property Taxes $637$7,644
Electricity $270$3,240
Total$5,259$63,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,308/yr
40% on housing$157,770/yr
45% on housing$140,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 55074$150
Chisago County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 55074$192
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$765,000
2026-03-27Listing removed$765,000
2025-10-28Listed for sale$765,000
2025-10-28Listing removed$765,000
2025-05-23Listed for sale$765,000

New Construction

AgentThe Leonhardt Team
BrokerageColdwell Banker Realty

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