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194 Craft Subdivision Rd, Greenville, MO, 63944

2beds
2baths
816sqft
$115,000
$141price/sqft
$867/moest. monthly cost
$34,680/yrincome needed

About This Home

Cozy Cabin at Lake Wappapello looking for new owners. This fantastic 2 bedroom 2 full bath cabin with a basement is the perfect place for you to get away and enjoy some lake time! Located on a quiet road with limited access so you don't have to worry about the summer Lake bustle. Hook up the trailer and bring the boat! Not many docks on the lake but this home has one! This cabin comes fully furnished with beds, some bedding and dressers, kitchen with appliances, dining table and chairs, couch, tv, washing machine and clothes dryer, pool table, and air hockey table! Call today and be ready for summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
5/10
4/10
Greenville High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Sleeping Area,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 816

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 816 sqft

Property

Details

  • Parcel number: 2132070030020003.002
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Features: Adjoins Wooded Area

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$94$1,128
Property Taxes $51$612
Electricity $141$1,693
Total$867$10,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,725/yr
40% on housing$26,010/yr
45% on housing$23,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 63944$54
Wayne County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 63944
Wayne County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$118,000
2025-12-01Listing removed$118,500
2025-07-21Price change$118,500
2025-05-23Listed for sale$125,000

For Sale by Agent

AgentKami Mayo
BrokerageColdwell Banker Realty - Gundaker

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