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141 Pony Gallop Ln, Clayton, NC, 27520

5beds
3baths
3,262sqft
$534,590
$164price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Come tour the Jordan at 141 Pony Gallop Ln., Clayton, NC 27520, at The Manors at Swift Creek Farm! The Norman is one of our brand new two-story floorplans featured at The Manors at Swift Creek Farm in Clayton, NC. This home showcases 3 modern elevations and boasts an impressive level of comfort, luxury, and style. The Norman offers 5 bedrooms, 3 bathrooms, 3,262 sq. ft. of living space, and a 2-car garage. Upon entering through the front door, you'll be greeted by the study on your left and dining room on your right that has a pass-through to the kitchen with walk-in pantry and butler's pantry across from one another. The kitchen features a walk-in pantry, spacious kitchen island, quartz countertops, soft-close shaker-style cabinets with crown molding, and stainless steel appliances. The kitchen overlooks the family room that includes a cozy fireplace and a corner breakfast area that leads you onto the covered back patio, perfect for entertaining guests or relaxing after a long day. Passing through the kitchen and breakfast area you'll find a bedroom connected to a full bathroom. On the second floor is where you'll find a loft, three additional bedrooms, a full bathroom, and the primary bedroom. The loft offers a flexible space that can be used as a media room, playroom, or a fitness area/home gym. The primary bedroom is thoughtfully accented with a trey ceiling and features a spacious primary bathroom. The primary bathroom boasts a tub and separate walk-in shower, dual vanity, a large walk-in closet with windows to let in natural light, and a water closet for ultimate privacy. The laundry room completes the second floor. *Home is under construction. Photos are for representational purposes only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Polenta ElementaryGrades PK-52.1 mi
8/10
Swift Creek MiddleGrades 6-80.4 mi
6/10
Cleveland High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Board & Batten Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,High Ceilings,Kitchen Island,Quartz Counters,Smart Home,Smart Light(s),Smart Thermostat,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,262
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,262
  • Total interior livable area: 3,262 sqft

Property

Details

  • Parcel number: TBD141
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Has view: Yes

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,703$32,436
Home Insurance *$231$2,772
Property Taxes $285$3,420
Electricity $303$3,645
Total$3,522$42,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$534,590
2026-03-24Price change$539,990
2026-03-12Price change$549,990
2026-02-26Price change$554,990
2025-11-04Price change$570,990
2025-10-27Price change$568,310
2025-08-16Price change$570,990
2025-08-14Price change$569,490
2025-07-31Price change$568,310
2025-06-11Price change$578,810
2025-05-23Listed for sale$576,310

New Construction Spec

AgentSam DeStefano
BrokerageDR Horton-Terramor Homes, LLC

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