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122 Coconut St, Sebastian, FL, 32958

4beds
3baths
2,159sqft
$465,000
$215price/sqft
$3,625/moest. monthly cost
$145,000/yrincome needed

About This Home

MOTIVATED SELLER! BRING THAT OFFER! Airy 4/3 home just 1 mile from downtown Sebastian and boat ramps. Oversized lot, high ceilings, double entry doors, and tile throughout. Open family room with 3 pocket sliders leads to a large screened lanai and caged pool. Large Kitchen with breakfast nook, Granite Counters. SS appliances. Spacious primary suite with garden tub, Showers throughout, plus second master with cabana bath. Extra 2 bedrooms for comfort and family. 2018 roof, 2016 AC Side-entry 2car garage and oversized driveway ideal for RV/boat parking. Don’t miss out on this home. NO SHUTTERS

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Wine Cooler
  • Laundry features: Laundry Room

Bathroom

  • Dimensions: 4x3

Bedroom

  • Dimensions: 18x14

Bedroom

  • Dimensions: 14x11

Bedroom

  • Dimensions: 12x10

Bedroom

  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Dimensions: 11x10

Dining Room

  • Dimensions: 13x11

Features

  • Bathtub,Garden Tub/Roman Tub,High Ceilings,Pantry,Split Bedrooms,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Single Hung
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total interior livable area: 2,159 sqft

Kitchen

  • Dimensions: 16x11

Laundry

  • Dimensions: 8x6

Living Room

  • Dimensions: 13x16

Screened Porch

  • Dimensions: 26x11

Property

Details

  • Parcel number: 31380100002004000008.0
  • Zoning: ,
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool,Private,Screen Enclosure
  • Exterior features: Sprinkler/Irrigation,Rain Gutters
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None
  • Living area range: 2001-2200

Lot

  • Lot size: 0.32 Acres
  • Features: 1/4 to 1/2 Acre Lot
  • Lot size dimensions: 122 x 125

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Assigned,Attached,Boat,Driveway,Garage,RV Access/Parking,Two Spaces,Uncovered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$484$5,808
Property Taxes $573$6,876
Electricity $217$2,607
Total$3,625$43,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,285/yr
40% on housing$108,750/yr
45% on housing$96,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 32958$167
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32958$210
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Price change$465,000
2025-12-31Listed for sale$499,900
2020-05-28Sold$289,000
2020-05-18Pending sale$299,444
2020-05-05Price change$299,444
2020-04-01Price change$299,900
2020-01-22Price change$310,000
2019-12-19Price change$319,900
2019-11-11Price change$329,900
2019-10-11Listed for sale$305,000
2018-10-02Sold$158,000
2013-06-24Sold$129,800

For Sale by Agent

AgentFrancine E McElhenny Kidder
BrokerageRE/MAX Crown Realty

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