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18417 Us Highway 221 Hwy N, Marion, NC, 28752

2beds
1baths
928sqft
$154,900
$167price/sqft
$1,105/moest. monthly cost
$44,200/yrincome needed

About This Home

If you are looking for a cozy single family home with endless possibilities, this may be your property. Whether you are looking for your family home or an investment property don't miss this 2 bedroom, 1 bath home, with an additional space for an office, nursery, etc. off the master bedroom. There are hardwood floors under existing carpet, new metal roof, heat pump covered front porch overlooking a level large front yard, along with mountain views. On the .67+/- acres with creek along the back, you have plenty of room for a garden, additions to the home, outside recreations area, whatever your heart desires. The home needs some cosmetic upgrades. You are convenient to all the recreational opportunities that the Western North Carolina mountains have to offer including the Blue Ridge Parkway & more.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
3/10
Mcdowell High SchoolGrades 9-1214.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Electric Dryer Hookup,Inside,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 928

Heating & Cooling

  • Heating features: Heat Pump,Kerosene
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 172900937756
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.67 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$59$708
Property Taxes $63$756
Electricity $200$2,405
Total$1,105$13,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,885/yr
40% on housing$33,150/yr
45% on housing$29,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$172
McDowell County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$154,900
2025-11-21Price change$159,900
2025-07-08Price change$184,900
2025-05-28Listed for sale$189,900

For Sale by Agent

AgentDennis Whitson
BrokerageWhitson Realty

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