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28 County Road 3099 N, Vernon, AZ, 85940

1beds
1baths
280sqft
$120,000
$429price/sqft
$880/moest. monthly cost
$35,200/yrincome needed

About This Home

Come take a look at this remarkable property. Two acres in the country with power, water and septic installed, and it has a practically new condition 2006 fifth wheel by Jay Co transferring with the property for a place to live in. You can make this your permanent residence or a place to stay while building your own home of your dreams. Apache County has indicated this is permissible per county regulations (Buyer to verify). Property is a nicely treed, level lot with a slight slope, approximately 15 minutes to Show Low.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-84.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other
  • Roof: Metal,Flat

Other

  • Builder name: Eagle by Jayco

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Shower,Kitchen/Dining Room Combo,Living/Dining Room Combo
  • Window features: Blinds,Storm Window(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 280
  • Total interior livable area: 280 sqft

Property

Details

  • Parcel number: 10673009U
  • Zoning description: A Gen

Features

  • Fencing: Privacy,Partial
  • Horses can be raised: Yes

Lot

  • Lot size: 2 Acres
  • Features: Corners Marked,Wooded
  • Lot size dimensions: 190 x 469 x 187 x 467

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Cold Wave

FEMA Declared Disasters in Apache County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $38$456
Property Taxes $20$240
Electricity $216$2,603
Total$880$10,560

Income You'd Need if You Spent...

35% on housing$30,171/yr
40% on housing$26,400/yr
45% on housing$23,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 85940$217
Apache County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 85940
Apache County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$142,000
2026-04-24Listing removed$129,000
2025-09-27Price change$129,000
2025-05-23Listed for sale$145,000

For Sale by Agent

AgentClifford Pettingill
BrokerageCentury 21 Sunshine Realty

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