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W5229 Surfwood DRIVE #77, Elkhorn, WI, 53121

1beds
1baths
348sqft
$49,900
$143price/sqft
$491/moest. monthly cost
$19,640/yrincome needed

About This Home

Affordable lake living! This 1 bedroom, 1 bath furnished home is located in Lauderdale Shores. It features an open floor plan with vaulted ceilings, plenty of light, a pantry off the kitchen, and a spacious deck for outdoor relaxation. The association offers a sandy beach, pier and boat launch. Lauderdale Shores is a fantastic retreat, providing access to the beauty and excitement of Lauderdale Lakes. The perfect blend of relaxation and recreation with everything from fishing and kayaking to skiing and sailing. Schedule a showing today to start living the lake life you've always dreamed of. Lauderdale Shores is for seasonal lake living Apr-Oct.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Tibbets Elementary SchoolGrades PK-52.9 mi
3/10
8/10
Elkhorn Area High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1989

Materials

  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Basement: None / Slab

Bathroom

  • Features: Shower Over Tub

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 42

Features

  • High Speed Internet
  • Finished area below ground: 0
  • Finished area above ground: 348

Heating

  • Heating features: Electric,Natural Gas,Forced Air

Interior Area

  • Total structure area: 348
  • Total interior livable area: 348 sqft

Kitchen

  • Level: Main
  • Area: 70

Living Room

  • Level: Main
  • Area: 110

Master Bedroom

  • Level: Main
  • Area: 72

Property

Details

  • Parcel number: HLAS 00077
  • Zoning: Condo
  • Exclusions: Personal Property Of The Seller

Features

  • Levels: 1 Story
  • Waterfront features: Lake,Deeded Water Access,Water Access/Rights
  • Living area range: 750 or less

Parking

  • Parking features: No Garage,Surface

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$20$240
Property Taxes $48$576
Electricity $171$2,054
Total$491$5,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,834/yr
40% on housing$14,730/yr
45% on housing$13,093/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 53121$317
Walworth County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 53121$216
Walworth County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Listed for sale$59,000
2025-10-16Listing removed$55,000
2025-08-22Price change$55,000
2025-07-10Price change$59,900
2025-07-03Price change$62,500
2025-06-25Price change$65,000
2025-06-03Price change$67,500
2025-04-15Listed for sale$69,500

For Sale by Agent

AgentRobert Edwards
BrokerageCompass Wisconsin-Lake Geneva

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