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680 Ocean Rd, Indian River Shores, FL, 32963

6beds
7baths
6,283sqft
$12,500,000
$1,989price/sqft
$100,681/moest. monthly cost
$4,027,240/yrincome needed

About This Home

Spectacular oceanfront estate within the prestigious enclave of John's Island, one of Florida's most private and established coastal communities located in Vero Beach. Positioned on 1.69 acres with 130 feet of direct ocean frontage, the property offers a rare combination of scale, privacy, and unobstructed Atlantic views that extend throughout the home's main living areas and primary suite. Designed for effortless coastal living, the residence features expansive indoor and outdoor spaces that transition seamlessly to the oceanfront setting, creating a natural flow for both everyday living and entertaining. Built by Croom Construction, the estate reflects quality craftsmanship and a timeless coastal presence. The property is further enhanced by a separate guest residence overlooking the pool, offering flexibility for hosting family and guests, along with a private beach boardwalk providing direct access to one of the most pristine stretches of shoreline on Florida's east coast.. John's Island is known for its legacy ownership, privacy, and unmatched club lifestyle, centered around a renowned oceanfront beach club and three championship golf courses designed by Jack Nicklaus, Tom Fazio, and Pete Dye. The community offers a level of exclusivity rarely found, attracting those who value discretion, security, and a true coastal lifestyle. A rare offering defined by land, location, and long-term value.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-84.3 mi
5/10
Vero Beach High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Freezer,Ice Maker,Microwave,Refrigerator,Trash Compactor,Washer,Wine Cooler
  • Laundry features: In Unit,Lower Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Breakfast Nook,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Elevator,Entrance Foyer,Guest Suite,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total interior livable area: 6,283 sqft

Property

Details

  • Parcel number: 32390100009000000017.0
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Front Porch,Rear Porch,Terrace
  • Exterior features: Balcony,Outdoor Kitchen,Other,Impact Windows,Storm Shutters
  • Has spa: Yes
  • Spa features: In Ground,Private
  • Has view: Yes
  • View description: Beach,Ocean,Pool,Water
  • Has water view: Yes
  • Water view: Beach,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front,Deeded Beach Access
  • Waterbody name: Atlantic Ocean

Lot

  • Lot size: 1.69 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 130.0 ft x 393.0 ft

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $63,206$758,472
Home Insurance *$23,901$286,812
Property Taxes $12,942$155,304
Electricity $632$7,587
Total$100,681$1,208,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,451,920/yr
40% on housing$3,020,430/yr
45% on housing$2,684,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,989This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$993
Indian River County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$12,500,000
1985-05-01Sold$410,000

For Sale by Agent

AgentStephanie Moss Dandridge
BrokerageOne Sotheby's International

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