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92-2578 Palm Pkwy, Ocean View, HI, 96737

--beds
0baths
--sqft
$42,000
--price/sqft
$608/moest. monthly cost
$24,320/yrincome needed

About This Home

Cute as a button cabin is ready to be safe, secure shelter, and for a new owner to carry the property forward to further development. Cabin is a well built and cozy spot to hunker down for the coming summer season. Creatively constructed and very attractive, it is ready for the next stage of improvements. Located in upper Hawaiian Ocean View Estates, acre has big ocean and coastline views from the upstairs balcony and back of lot, with clear night skies that are ideal for star gazing. All amenities are available in Ocean View Town Center and big towns like Kailua-Kona and Hilo are one to two hours away for big box stores, resorts, beaches and entertainment.. Many other recreational options are nearby, such as Volcanoes National Park, other Federal and State Parks; and hiking, swimming, surfing and fishing are all around the island. Affordable living on The Big Island of Hawaii is paradise. Building is un-permitted and is being sold as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-611.6 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1228.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3921360200000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: None
  • Has view: Yes
  • View description: Coastline,Mountain(s),Ocean,Ocean Horizon
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Hilly

Lot

  • Lot size: 1.00 Acres
  • Features: Interior Lot,Rocky
  • Lot size dimensions: 420 x 103

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$10$120
Property Taxes $12$144
Electricity $374$4,497
Total$608$7,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,845/yr
40% on housing$18,240/yr
45% on housing$16,213/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96737$128
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96737$265
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$42,000
2026-01-20Price change$34,000
2025-12-29Price change$36,000
2025-12-18Price change$37,000
2025-11-04Price change$39,000
2025-10-14Price change$44,000
2025-07-15Price change$47,900
2025-03-02Price change$53,900
2025-02-08Price change$59,000
2025-01-14Listed for sale$65,000

New Construction

AgentSydney L Sampson
BrokerageH. Mc Kee Realty, Inc.

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