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189 Hermosillo Rd, Santa Barbara, CA, 93108

4beds
5baths
3,829sqft
$4,695,000
$1,226price/sqft
$27,414/moest. monthly cost
$1,096,560/yrincome needed

About This Home

Set in one of Montecito's most coveted locations, this timeless 1937 Colonial residence offers an effortless blend of classic elegance and modern coastal living. Ideally positioned just moments from the Lower Village, Coast Village Road, the Montecito Club, and nearby beaches, the home invites a truly convenient lifestyle--where dining, shopping, and the ocean are all just beyond your doorstep. Bathed in natural light and thoughtfully updated, the approximately 3,700+ square foot estate exudes warmth and sophistication throughout. The main residence features three spacious bedrooms and three and a half baths, highlighted by a serene primary suite complete with fireplace, generous walk-in closet, and a spa-inspired bath. Designed for both relaxed living and refined entertaining, the home offers a seamless flow between formal and informal spaces, an upgraded kitchen, and a sun-drenched sunroom. French doors open gracefully to beautifully landscaped front and rear gardens, creating an indoor-outdoor lifestyle synonymous with Montecito living. A private one-bedroom, one-bath casita with its own entrance and garden provides ideal accommodations for guests, extended family, or added flexibility. The property has a strong history of successful rental income and offers excellent potential for future income opportunities, whether enjoyed as a full estate or with separate living spaces. Additional amenities include a two-car garage with direct access, ample parking, and a dedicated laundry space--perfect for rinsing off after sun-filled days at the nearby beaches. Located within the highly sought-after Cold Spring School District, this is a rare offering in an exceptional location--welcome home.

Getting Around

62
WalkingSomewhat Walkable
27
TransitSome Transit
74
BikeVery Bikeable

Construction

Condition

  • Property condition: Good
  • Year built: 1937

Materials

  • Foundation: Slab,Raised,Mixed
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Dishwasher
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room,Primary Bedroom,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,829
  • Total interior livable area: 3,829 sqft

Property

Details

  • Parcel number: 009152005
  • Zoning: R-1

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Other,Yard Irrigation T/O
  • Topography of land: Level

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Corner Lot,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,740$284,880
Home Insurance *$545$6,540
Property Taxes $2,308$27,696
Electricity $821$9,852
Total$27,414$328,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$939,908/yr
40% on housing$822,420/yr
45% on housing$731,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,226This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,287
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$5,195,000

For Sale by Agent

AgentBrittany Arntz
BrokerageBerkshire Hathaway HomeServices California Properties

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