




101 Oyster Cut, Indian River Shores, FL, 32963
About This Home
John’s Island, Vero Beach– Spectacular riverfront estate on .75 acres with a protected cove linked to the intracoastal waterway offering premier boating access. Enjoy vibrant waters teeming with fish, dolphins, birds, manatees and incredible riverfront sunsets. The 6,300± SF residence includes 4 bedrooms in the main home plus a 2-bedroom guest house, 3 car garage, 2 covered outdoor living spaces and pool. The interior is primed for selecting new kitchen and finishes, offering a rare opportunity to customize. A serene and private setting with unmatched peace and natural beauty. Truly Incredible
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Down Draft,Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: In Unit
Bedroom
- Dimensions: 18x13
Bedroom
- Dimensions: 10x13
Bedroom
- Dimensions: 15x14
Bedroom
- Dimensions: 19x17
Bedroom
- Dimensions: 15x28
Bedroom
- Dimensions: 14x15
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Family Room
- Dimensions: 22x25
Features
- Closet Cabinetry,High Ceilings,Kitchen Island,Walk-In Closet(s),French Door(s)/Atrium Door(s)
- Door features: French Doors,Sliding Doors
- Window features: Double Hung,None
- Flooring: Slate,Tile
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,3+ Units
Interior Area
- Total interior livable area: 5,212 sqft
Kitchen
- Dimensions: 21x13
Living Room
- Dimensions: 34x18
Patio
- Dimensions: 49x43
Property
Details
- Parcel number: 32391200006000000121.0
- Zoning: ,
- Zoning description: Residential
Features
- Levels: One,Two
- Stories: 2
- Pool features: Free Form,Other,Pool,Community
- Patio & porch: Patio
- Exterior features: Sprinkler/Irrigation,Patio
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front,Beach Access
- Frontage length: 128
- Living area range: 5001-5500
Lot
- Lot size: 0.75 Acres
- Features: 1/2 to 1 Acre Lot
- Lot size dimensions: 128 x 255
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Indian River County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $39,693 | $476,316 |
| Home Insurance * | $15,010 | $180,120 |
| Property Taxes | $7,555 | $90,660 |
| Electricity | $524 | $6,294 |
| Total | $62,782 | $753,384 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-06 | Listed for sale | $7,995,000 |
| 1996-09-30 | Sold | $710,000 |
