530 Spruce St, Trenton, NJ, 08638
About This Home
Mixed use property consisting of two attached buildings : a residential building containing a two-story townhouse, and a second, attached, mixed use building. Townhouse has a kitchen, a dining room , and a living room on the first floor, and a bedroom and a bathroom on the second floor. Buyer can live in the townhouse and rent out the second building for extra income.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Slab
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,724
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,724
- Total interior livable area: 2,724 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 123456789
- Zoning: MIXED USE
- Special condition: Standard
- Exclusions: Personal Items
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 3,049 sqft
Parking
- Parking features: Off Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,998 | $35,976 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $1,062 | $12,744 |
| Electricity | $300 | $3,603 |
| Total | $4,585 | $55,020 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $593,000 |
| 2026-04-07 | Price change | $598,000 |
| 2026-02-13 | Listed for sale | $588,000 |
View on Zillow