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Trimble Rd, Joppa, MD, 21085

3beds
3baths
1,440sqft
$492,990
$342price/sqft
$3,285/moest. monthly cost
$131,400/yrincome needed

About This Home

THIS HOME IS TO BE BUILT!!! The Opal is a single-family home with 3 bedrooms, 2.5 baths and 2-car garage. The first floor features a great room, laundry, and kitchen. The second floor features 3 bedrooms, and 2 full baths. Brand new homesites now available in Joppa, MD from Gemcraft Homes.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
4/10
Magnolia Middle SchoolGrades 6-81.1 mi
4/10
Joppatowne High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter,Passive Radon Mitigation
  • Construction materials: Stick Built,Blown-In Insulation,CPVC/PVC

Other

  • Builder model: Opal
  • Builder name: Gemcraft Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 208
  • Dimensions: 13 X 16

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Stall Shower,Breakfast Area,Family Room Off Kitchen,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area above ground: 1,440

Great Room

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Primary Bedroom

  • Features: Walk-In Closet(s),Attached Bathroom
  • Level: Upper
  • Area: 210
  • Dimensions: 14 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,492$29,904
Home Insurance *$172$2,064
Property Taxes $340$4,080
Electricity $281$3,374
Total$3,285$39,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,628/yr
40% on housing$98,550/yr
45% on housing$87,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 21085$180
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21085$196
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-11Price change$594,990
2025-11-11Price change$526,990
2025-11-11Price change$551,990
2025-11-11Price change$492,990
2025-04-18Price change$592,990
2025-04-18Price change$549,990
2025-04-18Price change$488,990
2025-03-17Price change$586,990
2025-03-17Price change$543,990
2025-03-16Listed for sale$482,990

New Construction

AgentMary Ann Hammel
BrokerageMary Ann Hammel

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