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104 Hidden Oak Ln, Indian River Shores, FL, 32963

3beds
4baths
3,506sqft
$2,100,000
$599price/sqft
$17,124/moest. monthly cost
$684,960/yrincome needed

About This Home

Privately positioned on .91 acres and bordering a preserve, this custom-built home offers a peaceful setting with exceptional outdoor living. A spacious, elegant stone-paver patio surrounds the electric-heated pool with most living areas oriented to enjoy the views. Interior features include a 2025 remodeled kitchen, family room w/gas fireplace, private office & wet bar; ideal for everyday living and entertaining. Additional highlights include a flexible bonus room, generous storage with air-conditioned attic space, a three-car garage, full home generator. Sizes approx./subj. to error.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-82.6 mi
5/10
Vero Beach High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Electric Water Heater,Disposal,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Laundry Tub

Bedroom

  • Dimensions: 17x15

Bedroom

  • Dimensions: 14x13

Bedroom

  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Dimensions: 13x12

Dining Room

  • Dimensions: 16x15

Family Room

  • Dimensions: 22x17

Features

  • Wet Bar,Closet Cabinetry,Crown Molding,Kitchen Island,Pantry,Split Bedrooms,Walk-In Closet(s),Central Vacuum,French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Window features: Casement Window(s),Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,506 sqft

Kitchen

  • Dimensions: 17x11

Living Room

  • Dimensions: 18x16

Property

Details

  • Parcel number: 32401800034000000021.0
  • Zoning: ,
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,Pool,Private,Community
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Enclosed Porch,Sprinkler/Irrigation,Outdoor Shower,Porch,Patio,Propane Tank - Owned
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None,Beach Access
  • Living area range: 3501-4000

Lot

  • Lot size: 0.31 Acres
  • Features: 1/2 to 1 Acre Lot
  • Lot size dimensions: 68 x 200

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage,Garage Door Opener,Paver Block,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$4,015$48,180
Property Taxes $2,139$25,668
Electricity $352$4,234
Total$17,124$205,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$587,108/yr
40% on housing$513,720/yr
45% on housing$456,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$599This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$1,017
Indian River County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$2,100,000
2026-03-11Listed for sale$2,375,000
2026-03-10Contingent$2,375,000
2026-01-30Listed for sale$2,375,000
2013-05-01Sold$1,040,000
2013-04-03Listed for sale$1,295,000
2013-03-21Pending sale$1,295,000
2011-01-23Listed for sale$1,295,000
1996-01-05Sold$149,500

For Sale by Agent

AgentMatilde G Sorensen
BrokerageDale Sorensen Real Estate Inc.

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