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3806 Tremayne Ter Unit 22, Silver Spring, MD, 20906

4beds
4baths
1,941sqft
$440,000
$227price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Move right into this updated, beautifully maintained 4-bedroom, 3.5-bath townhome in the highly desirable Georgian Colonies neighborhood, and offering three finished levels of comfortable living. The main level features a spacious layout with a convenient powder room, kitchen, dining room, and living room with walkout to rear deck, fenced yard, and peaceful tree view,perfect for everyday living and entertaining. Upstairs, you'll find three generously sized bedrooms, including the primary suite, along with two full baths. The finished lower level offers a legal fourth bedroom, full bath, laundry/utility room, and family/rec room, providing an ideal space for guests, a home office, or flexible living. This move-in ready home features a 2 year old roof (responsibility of the Condo Association), brand new windows, brand new siding, fresh, neutral paint throughout, new stainless steel appliances and quartz countertops, new light fixtures, wood and LVP flooring throughout; no carpet, newer sliding glass doors with internal blinds in the living room leading to the rear deck and fenced yard, backing to trees. This home combines fresh, open space, functionality, and convenience in a sought-after Georgian Colonies neighborhood with community pool, club house, and tot lot areas. This Silver Spring location provides easy access to shopping, dining, parks, and major commuter routes; including easy ICC access close by. Don't miss this opportunity!

Getting Around

16
WalkingCar-Dependent
51
TransitGood Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
Parkland Middle SchoolGrades 6-81.2 mi
5/10
Wheaton High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1975

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 632

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Engineered Wood,Hardwood
  • Finished area below ground: 632
  • Finished area above ground: 1,309

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,941
  • Total interior livable area: 1,941 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301727954
  • Zoning: PRC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Has view: Yes
  • View description: Trees/Woods

Parking

  • Total spaces: 3
  • Parking features: Assigned,Permit Included,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$110$1,320
Property Taxes $311$3,732
Electricity $281$3,374
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 20906$166
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20906$262
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$440,000

For Sale by Agent

AgentClaudia MacDonald
BrokerageRedfin Corp

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