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1976 Ocean Ridge Cir, Vero Beach, FL, 32963

2beds
3baths
3,530sqft
$3,750,000
$1,062price/sqft
$30,636/moest. monthly cost
$1,225,440/yrincome needed

About This Home

Anchored on 60-foot concrete pilings, this Ocean Ridge residence offers exceptional security and seclusion for those who value lasting durability and uninterrupted ocean views. Solid CBS construction built with intention & longevity in mind. The layout is thoughtfully vertical, embracing ocean breezes and sightlines from each level. Constructed by respected local builder Barth Construction, the home delivers quality craftsmanship in one of Vero Beach’s most cherished neighborhoods. Ocean Ridge just steps from St. Edward’s School and The Moorings Yacht & Country Club. Rm sizes approx.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-87.2 mi
5/10
Vero Beach High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom

  • Dimensions: 18x15

Bedroom

  • Dimensions: 16x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Dimensions: 9x8

Den

  • Dimensions: 18x12

Dining Room

  • Dimensions: 15x10

Features

  • Wet Bar,Crown Molding,Elevator,High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,3+ Units

Interior Area

  • Total interior livable area: 3,530 sqft

Kitchen

  • Dimensions: 17x12

Laundry

  • Dimensions: 18x8

Living Room

  • Dimensions: 30x33

Porch

  • Dimensions: 33x10

Property

Details

  • Parcel number: 33402100013000000050.0
  • Zoning: ,

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Exterior features: Balcony,Sprinkler/Irrigation,Outdoor Shower
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front,Beach Access
  • Frontage length: 105
  • Living area range: 3501-4000

Lot

  • Lot size: 0.65 Acres
  • Features: 1/2 to 1 Acre Lot
  • Lot size dimensions: .65

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,962$227,544
Home Insurance *$7,170$86,040
Property Taxes $4,149$49,788
Electricity $355$4,263
Total$30,636$367,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,050,377/yr
40% on housing$919,080/yr
45% on housing$816,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,062This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$1,009
Indian River County$314

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$3,750,000
2026-02-18Listed for sale$3,995,000

For Sale by Agent

AgentMelanie Walsh
BrokerageDale Sorensen Real Estate Inc.

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