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545 White Pelican Cir, Orchid, FL, 32963

5beds
7baths
5,564sqft
$4,500,000
$809price/sqft
$36,871/moest. monthly cost
$1,474,840/yrincome needed

About This Home

Enjoy rare & captivating estuary views from this exceptional Orchid Island home. A beautifully finished guest house features 2 bedrooms/2 baths, great room & kitchenette, providing an elegant retreat for family & friends. The main home includes 3 Bedrooms/3.5 baths, great room w/bar area, formal dining, office & upstairs balcony w/Estuary views. Courtyard pool & a private dock for kayaking or fishing. Thoughtfully maintained with a 2017 roof, full impact glass & generator. Move-in ready & perfectly suited for effortless coastal living. Orchid Membership required. Sizes approx./subj. to error.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-86.9 mi
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Refrigerator,Wine Cooler,Washer
  • Laundry features: Laundry Room,Laundry Tub

Bedroom

  • Dimensions: 30x17

Bedroom

  • Dimensions: 16x16

Bedroom

  • Dimensions: 14x11

Bedroom

  • Dimensions: 19x13

Bedroom

  • Dimensions: 19x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Dimensions: 16x10

Den

  • Dimensions: 17x16

Dining Room

  • Dimensions: 17x16

Features

  • Wet Bar,Closet Cabinetry,Crown Molding,High Ceilings,Kitchen Island,Primary Downstairs,Pantry,Walk-In Closet(s),Central Vacuum
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,3+ Units

Interior Area

  • Total interior livable area: 5,564 sqft

Kitchen

  • Dimensions: 16x16

Living Room

  • Dimensions: 25x25

Other

  • Dimensions: 13x10

Property

Details

  • Parcel number: 31392200009000000288.0
  • Zoning: ,
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,Pool,Private,Community
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Balcony,Sprinkler/Irrigation,Porch,Patio,Propane Tank - Owned
  • Has view: Yes
  • View description: Pool,Preserve,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Beach Access
  • Living area range: 5501-6000

Lot

  • Lot size: 0.59 Acres
  • Features: 1/2 to 1 Acre Lot
  • Lot size dimensions: 127 x 203

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage,Garage Door Opener,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,754$273,048
Home Insurance *$8,604$103,248
Property Taxes $4,954$59,448
Electricity $559$6,719
Total$36,871$442,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,264,148/yr
40% on housing$1,106,130/yr
45% on housing$983,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$809This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$1,013
Indian River County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$4,500,000
2026-05-10Listing removed$4,995,000
2026-01-31Listed for sale$4,995,000
1999-01-06Sold$229,000
1998-07-01Sold$206,100

For Sale by Agent

AgentMatilde G Sorensen
BrokerageDale Sorensen Real Estate Inc.

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