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825 Jersey Ave, Gloucester City, NJ, 08030

3beds
--baths
3,000sqft
$385,000
$128price/sqft
$3,297/moest. monthly cost
$131,880/yrincome needed

About This Home

******BUYER WAS NOT ABLE TO SECURE FINANCING- NO FAULT TO SELLER- MOTIVATED ***** Currently, the commercial portion downstairs is vacant & available for business use ( please check with the township on allowable uses). The residential portion upstairs unit is rented for $2250 monthly, the lease ends 09/01/2026. This is a one-of-a-kind 3-story property that is already earning income. Add to your portfolio & collect the rent or live & run your business. Commercially zoned, live on the top two floors, and run your business office space on the first floor office space. Fully Renovated Mixed-Use Stone Duplex Building with Endless Potential! Welcome to a truly unique and versatile property. This three-story, free-standing stone duplex perfectly blends historic charm with modern upgrades. Whether you are seeking to live and work under one roof or invest in a property with strong rental potential, this gem offers the flexibility and functionality you need. The Commercial Space was formerly home to the reputable CPA firm, The Hopkins Centre. This property is perfectly suited for professional or small business use. Some of the features of the commercial portion of the building include three separate & private entrances with an enclosed porch, spacious & light-filled rooms ideal for offices, consulting, or client services. Also, an updated powder room as well as a full basement, which offers a large storage option. The residential Living portion also offers a separate private entrance to the two-story living quarters above. The residential portion offers three to four generously sized bedrooms (or you can use 3 bedrooms and one room for family entertainment), two full bathrooms (one on each level), and a stunning, fully renovated kitchen perfect for cooking and entertaining. Both the commercial & residential portions offer a new roof, HVAC, updated electrical, plumbing, new drywall, and beautiful wood laminate flooring throughout, as well as upgraded bathrooms You'll also note the preserved original details, including the stained-glass windows, original baseboards, trim, and an elegant wooden staircase. Kitchen Appliances & Fireplace delivered in AS IS condition. This property boasts Investment Potential !!!! Generous on-site parking & Move-in ready — the work has already been done! Located less than a 1/2 mile from Gloucester City's Marina/Proprietors Park, as well as close to popular eateries & taverns. Easily accessible to all the major highways and just minutes to bridge access for Center City Philadelphia Enjoy the vibrant culture of Gloucester and its strong sense of community. From the summer concert series by the water to exciting community events & a variety of old & new dining/drink options, Gloucester offers an exciting and dynamic setting to thrive, both as a resident and a business owner. The possibilities here are endless. Whether you're an entrepreneur, a savvy investor, or someone seeking the perfect live-work setup, this property delivers on all fronts Put this one on your 'Must See' list! Rare opportunity properties like this one don't come around often!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
6/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stone

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Electric,Water Heater,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access,Side Entrance,Interior Entry,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Eat-in Kitchen,Kitchen Island,Primary Bath(s),Recessed Lighting,Store/Office,Upgraded Countertops,Dry Wall
  • Window features: Stain/Lead Glass
  • Flooring: Stone,Tile/Brick,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiator,Heat Pump,Forced Air,Natural Gas Available
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 140009600021
  • Zoning: COMMERCIAL
  • Zoning description: Commercial/Mixed Use- Potential New Owners Should Check Allowable Business Uses With The City Of Gloucester
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Pool features: None
  • Exterior features: Lighting,Sidewalks

Lot

  • Lot size: 8,002 sqft
  • Lot size dimensions: 80.00 x 100.00

Parking

  • Total spaces: 10
  • Parking features: Paved,Lighted,Private,Parking Lot,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$229$2,748
Property Taxes $792$9,504
Electricity $330$3,968
Total$3,297$39,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,040/yr
40% on housing$98,910/yr
45% on housing$87,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 08030$120
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08030$204
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$385,000
2026-03-26Listed for sale$395,000
2025-12-11Contingent$395,000
2025-06-12Price change$395,000
2025-05-31Listed for sale$409,000

For Sale by Agent

AgentMrs. Tonya Lynn Boyce
BrokeragePeze & Associates

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