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402 S Humphrey Ave, Kerens, TX, 75144

3beds
3baths
1,650sqft
$330,000
$200price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

This new construction home offers a luxuriously functional and stylish layout. Featuring 3 bedrooms, 2.5 bathrooms, and modern finishes throughout, the property blends comfort, efficiency, and convenience. The open concept living space is filled with natural light and features a large island kitchen with quartz countertops, picture windows, walk-in pantry, and ample cabinet storage. All brand-new appliances convey, and a dedicated laundry room helps keep daily life organized and out of sight. The split-bedroom floor plan provides privacy for guests or family. The primary suite includes a spacious walk-in closet, dual vanities, an oversized walk-in shower, and a private water closet. Designed with tech-forward living in mind, the home is hardwired with Ethernet to every bedroom and living area—ideal for streaming, working from home, or security systems. Concealed wire runs are pre-installed for clean TV setups throughout. Pre-wired exterior camera locations cover all doors, and a Ring doorbell camera is already installed and conveys with the home. Outdoors, the large lot offers a fully landscaped yard with automatic sprinklers, an extended concrete driveway, and plenty of space to park toys, trailers, or additional vehicles. This property also includes a comprehensive builder’s warranty for added peace of mind. Please contact the listing agent for full details. Highlights include: *Ethernet to all rooms *Pre-run TV wire concealment *Ring camera + pre-wired for security camera's *Dedicated laundry room *Washer and Dryer! *Brand new appliances included! *Automatic sprinkler system *WI FI entry door *WI FI garage door *WI FI thermostat *Security System *Oversized driveway with ample parking *Gas appliances *Tankless Water Heater *COMPREHENSIVE BUILDER'S WARRANTY Turnkey, tech-ready, and directly across the street from a baseball field—this home has it all.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-120.3 mi

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Plumbed For Gas,Refrigerator,Tankless Water Heater

Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Open Floorplan,Smart Home,Vaulted Ceiling(s),Wired for Data,Wired for Sound

Interior Area

  • Total interior livable area: 1,650 sqft

Laundry

  • Level: First
  • Dimensions: 6 x 10

Living Room

  • Level: First
  • Dimensions: 16 x 17

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 32114

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,497 sqft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Door-Multi,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$512$6,144
Property Taxes $288$3,456
Electricity $238$2,859
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$371
Navarro County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$350,000
2026-01-05Listing removed$395,000
2025-06-02Listed for sale$395,000

For Sale by Agent

AgentAdam James Bartulis
BrokerageLPT Realty, LLC

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