1951 W Shell Ln, Vero Beach, FL, 32963
About This Home
Lowest price home on the Island at Lot value cost. This 1/1.5 Key West, 2 story cottage is situated on a spacious .38 acre lot w/ native tropical Landscaping, steps away from a pet friendly, private deeded beach access. Key features include 2018 metal roof, 2017 A/C, open concept kitchen/living area, large upstairs bedroom suite & 1 car garage. Downstairs laundry room plumbed for a bath & a 2nd bedroom .The perfect canvas to bring your ideas & transform this hidden gem into a charming coastal escape, weekend getaway or investment opportunity. Hurricane panels provided. Low HOA $350/year.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Range,Refrigerator
- Laundry features: Lower Level,Laundry Room
Bedroom
- Dimensions: 13x24
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Window features: None
- Flooring: Carpet,Laminate
Great Room
- Dimensions: 23x25
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,200 sqft
Kitchen
- Dimensions: 6X11
Living Room
- Dimensions: 23x25
Screened Porch
- Dimensions: 12x20
Property
Details
- Parcel number: 31392300005001000000.6
- Zoning: ,
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Porch,Screened
- Exterior features: Deck,Enclosed Porch,Fence,Outdoor Shower
- Has view: Yes
- View description: Garden
- Waterfront features: None,Beach Access
- Living area range: 1001-1200
Lot
- Lot size: 0.38 Acres
- Features: 1/4 to 1/2 Acre Lot,Few Trees
- Lot size dimensions: 85 x 200
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Indian River County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $1,051 | $12,612 |
| Property Taxes | $569 | $6,828 |
| Electricity | $197 | $2,366 |
| Total | $4,598 | $55,176 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $550,000 |
| 2026-03-27 | Listed for sale | $599,000 |
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