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433 Vine Street #3, Eau Claire, WI, 54703

5beds
3baths
2,450sqft
$335,000
$137price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Excellent opportunity to own a well-maintained triplex with a strong rental history. Multi-family properties like this are difficult to find, especially one that has been so well cared for. The building currently generates $2,900 per month in rental income, with all three units occupied. The main level features a spacious three-bedroom apartment, while the upper level includes two one-bedroom units. Recent improvements include updated electrical breakers for all three units, a newly renovated main-floor apartment, and an upstairs unit that was remodeled approximately four years ago. Additional exterior updates include durable vinyl siding and a roof that is approximately 13 years old. Please allow a minimum of 24 hours' notice for all showings to accommodate tenant notification.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
6/10
Delong Middle SchoolGrades 6-81.0 mi
7/10
North High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1890

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Triplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Stone

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,450

Heating

  • Heating features: Natural Gas,None,Forced Air,Wall Furnace

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Property

Details

  • Parcel number: 221090466000
  • Zoning: Residential-Multifamily

Features

  • Patio & porch: Deck
  • Living area range: 2001-2500

Lot

  • Lot size dimensions: 55 x 121 x

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$140$1,680
Property Taxes $354$4,248
Electricity $230$2,762
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 54703$161
Eau Claire County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 54703$160
Eau Claire County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$335,000

For Sale by Agent

AgentDouglas Miller
BrokerageSymple Real Estate

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