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1029 24 1/2 Street, Chetek, WI, 54728

2beds
1baths
964sqft
$319,900
$332price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Welcome to your Northwoods getaway on beautiful Ojaski Lake! This adorable cabin perfectly blends modern updates with cozy lakeside charm. Extensively renovated since 2023, nearly every corner has been refreshed, including new windows, updated flooring, modernized wiring, a beautifully finished lower level and much more. The flexible layout has the second bedroom opening up into the lower level family room, creating an inviting and spacious master suite option for those who love extra room to relax. Step outside and enjoy not one, but two patios overlooking picturesque Ojaski Lake, ideal for morning coffee, evening meals, or simply soaking in the serene views. A new yard shed provides convenient storage for your lake toys and outdoor gear. Most of the contents of the property are included, so you can continue to use it as a short term rental or the perfect personal retreat for year round enjoyment. Whether you?re looking for an investment, a weekend escape, or a comfy full time residence, this lakeside gem is ready for you to start making memories.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1972

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Block

Bedroom2

  • Level: Lower
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 144

Features

  • Other
  • Finished area below ground: 448
  • Finished area above ground: 516

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 964
  • Total interior livable area: 964 sqft

Kitchen

  • Level: Main
  • Area: 54

Living Room

  • Level: Main
  • Area: 176

Master Bedroom

  • Level: Main
  • Area: 80

Property

Details

  • Parcel number: 012419312000
  • Zoning: Recreational,Shoreline
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: 1-50 feet,Bottom-Muck,Bottom-Rock,Shore-Shoring,Dock/Pier,Lake,Waterfront
  • Waterbody name: Ojaski
  • Living area range: 751-1000

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 0 x 0 x

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$194$2,328
Property Taxes $484$5,808
Electricity $171$2,054
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 54728$193
Barron County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 54728
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$325,000
2025-12-30Listing removed$325,000
2025-11-04Listed for sale$325,000
2023-08-30Sold$170,000
2020-08-05Sold$130,000
2005-08-19Sold$135,000

For Sale by Agent

AgentJohn Flor Team
BrokerageKeller Williams Realty Diversified Chetek

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